Okaloosa County property record for 221 Inverrary Dr, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,144 sqft · built 2001 |
| Lot Size | 0.077 acres (3,348 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $330,000 (Dec 2021) |
| Tax Bill | $3,019 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-3615-4 |
| Primary APN | C56-000-589-3615-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| Gross Area | 1,734 sqft |
| 1st Floor Area | 1,144 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 3,348 sqft (0.077 acres) |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 370 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 221 INVERRARY DR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-5756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CALUSA BAY S/D LOT 14 BLK C |
| Legal Subdivision | CALUSA BAY S/D |
| Legal Block | C |
| Legal Lot Number | 14 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 23308 |
Source: Okaloosa County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 221 INVERRARY DR, DESTIN, FL 32541-5756 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2021 · Amount on Record |
| Deed Sale | Dec 3, 2021 · Amount on Record |
| Prior Sale | Apr 21, 2010 · Amount on Record |
| Deed Document Number | 20213510232 |
| Deed Book / Page | 3591 / 508 |
| Prior Transfer Date | Oct 11, 2007 |
| Prior Transfer Doc | 0029171855 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Dec 3, 2021 |
| Property Address | 221 INVERRARY DR, DESTIN, FL 32541-5756 |
| Document Number | 0035910508 |
| Book / Page | 3591 / 508 |
| Map Reference | MB 18 PG 24&25 |
| Instrument Date | Dec 3, 2021 |
| Instrument | 3510232 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | SHORELINE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,310.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4718 AMHURST CIR, DESTIN, FL 32541-5766 |
| Name | Verified Name |
|---|---|
| Address | 221 INVERRARY DR, DESTIN, FL 32541-5756 |
| Document Number | 0003591510 |
|---|---|
| Date | Dec 3, 2021 |
| Instrument | 3591/510 |
| Name | EGLIN FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,019.00 (-5.66%) Homeowner's exemption | $324,657 (-4.01%) Land $117,429 Building $207,228 | $324,657 (-4.01%) Land $117,429 Building $207,228 |
| 2023 | $3,200.00 (+7.56%) Homeowner's exemption | $338,237 (+22.04%) Land $106,549 Building $231,688 | $338,237 (+22.04%) Land $106,549 Building $231,688 |
| 2022 | $2,975.00 | $277,145 Land $84,229 Building $192,916 | $277,145 Land $84,229 Building $192,916 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1995–2018) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2018 · other causes |
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P32 “Moreno Point” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible (built 2001) built after the Oct 1, 1983 cutoff · private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile, Wildstar Networks.
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