Grady County property record for 223 Gainous Rd, Cairo, GA 39827
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,436 sqft · built 2024 |
| Lot Size | 40 acres (1,745,885 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,572 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Aug 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00350026002 |
| Primary APN | 00350026002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,436 sqft Heated Area |
| 1st Floor Area | 2,436 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 1,745,885 sqft (40 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
| Porch Area | 532 sqft |
| Heating System | Central |
|---|
| Account Number | 15027 |
|---|---|
| Street Address | 223 GAINOUS RD |
| City | CAIRO |
| State | GA |
| Zip | 39827-4327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LL 117 124 125 156 157 |
| Jurisdiction | GRADY GA |
223 Gainous Rd, a single family home, is owned by two individuals.
Source: Grady County records, as of March 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 223 GAINOUS RD, CAIRO, GA 39827-4327 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 4, 2025 | Deed of Trust, Mortgage · Closed-End Mortgage FIRST NATIONAL BANK OF DECATUR COUNTY |
| Aug 19, 2025 | Deed of Trust, Mortgage JOHNSON KAREN S |
| Aug 19, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRADY GA |
| Property Address | 223 GAINOUS RD, CAIRO, GA 39827-4327 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 173 GAINOUS RD, CAIRO, GA 39827-4325 |
| Document Number | 0000000965/0000000555 |
|---|---|
| Date | Sep 4, 2025 |
| Book Page | 0000000965/0000000555 |
| Name | FIRST NATIONAL BANK OF DECATUR COUNTY |
|---|
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 1, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRADY GA |
| Property Address | 223 GAINOUS RD, CAIRO, GA 39827-4327 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 337 JACKSON ST, THOMASVILLE, GA 31792-5106 |
| Document Number | 0000000964/0000000664 |
|---|---|
| Date | Aug 19, 2025 |
| Book Page | 0000000964/0000000664 |
| Name | JOHNSON KAREN S |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Jan 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRADY GA |
| Property Address | 223 GAINOUS RD, CAIRO, GA 39827-4327 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 217 GAINOUS RD, CAIRO, GA 39827-4327 |
| Document Number | 0000000964/0000000633 |
|---|---|
| Date | Aug 19, 2025 |
| Book Page | 0000000964/0000000633 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2055 |
The 2025 property tax bill for 223 Gainous Rd was $3,572.
Source: Grady County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Grady County |
| Unified School District | Grady County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,572.00 | $146,157 Land $22,586 Building $123,571 | $365,392 Land $56,464 Building $308,928 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 223 Gainous Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 223 Gainous Rd is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 47% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Windstream Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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