656 Gainous Rd, Cairo, GA 39827 Property Records

Grady County property record for 656 Gainous Rd, Cairo, GA 39827

Property Summary

Property TypeResidential Vacant Land
Lot Size2.99 acres (130,244 sqft)
OwnerIndividual Name on Record
Tax Bill$214 (2025)
Deeds & MortgagesJun 2018 Mortgage
Jun 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN00350-025-000

Property Details

APN / Parcel Number

Primary APN00350-025-000
Alternative APNs
  • 00350025
  • 2376

Exterior

Lot Area130,244 sqft (2.99 acres)

Location & Zoning

Account Number2376
Old Parcel Number00350025
Street Address656 GAINOUS RD
CityCAIRO
StateGA
Zip39827-4854
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionLANDLOT:125 DIST:16 SUBD:1-25-07
Legal Subdivision1-25-07
JurisdictionGRADY GA
Township / Civil DivisionWHIGHAM
Census Block Group1
Census Block1000
Census Tract950200

Owner

Source: Grady County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 587, CAIRO, GA 39828-0587
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2018Deed of Trust, Mortgage
UNITED NATIONAL BANK
Jun 14, 2018Deed of Trust, Mortgage · Conventional Mortgage
UNITED NATIONAL BANK
Dec 14, 2017Warranty Deed, Transfer
Jul 21, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 21, 2017
Deed SaleJul 21, 2017
Deed Document Number2017-000528
Record UpdatedSep 20, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRADY GA
Property Address656 GAINOUS RD, CAIRO, GA 39827-4854
Transaction TypeMortgage
Record UpdatedJun 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000834/85
DateJun 14, 2018
Book Page834/85
Lender
NameUNITED NATIONAL BANK
TypeBank
Agreement
AmountAmount Recorded
Term36 Months
DueJul 1, 2021

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRADY GA
Property Address656 GAINOUS RD, CAIRO, GA 39827-4854
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number834/85
DateJun 14, 2018
Book Page834/85
Lender
NameUNITED NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term36 Months
DueJul 1, 2021

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRADY GA
Recording DateDec 14, 2017
Property Address656 GAINOUS RD, CAIRO, GA 39827-4854
Document Number826/475
Book / Page826 / 475
Instrument DateDec 14, 2017
Instrument2017-000969
Transaction TypeTransfer
Record UpdatedOct 19, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1790 GA HIGHWAY 112 N, CAIRO, GA 39827-4332

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRADY GA
Recording DateJul 21, 2017
Property Address656 GAINOUS RD, CAIRO, GA 39827-4854
Document Number820/479
Book / Page820 / 479
Instrument DateJul 21, 2017
Instrument2017-000528
Transaction TypeTransfer
Record UpdatedOct 19, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address656 GAINOUS RD, CAIRO, GA 39827-4854

Tax Assessment & Valuation

Source: Grady County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyGrady County
Unified School DistrictGrady County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$214.00 (-20.45%)$8,776 (-) Land $8,776$21,941 (-) Land $21,941
2024$269.00 (+56.4%)$8,776 (+56.71%) Land $8,776$21,941 (+56.73%) Land $21,941
2023$172.00 (+12.42%)$5,600 (-) Land $5,600$13,999 (-) Land $13,999
2022$153.00$5,600 Land $5,600$13,999 Land $13,999

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000
Windstream
Fiber
2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gainous Rd

Nearby Streets

Search Property Records by Address or Parcel Number