223 Forest Ridge Rd, Royal, AR 71968 Property Records

Garland County property record for 223 Forest Ridge Rd, Royal, AR 71968

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,736 sqft · built 2001
Lot Size	8 acres (348,480 sqft)
Owner	Individual Name on Record
Last Sale	$41,000 (Oct 2016)
Tax Bill	$1,015 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit May 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`100-19097-000`

Property Details

APN / Parcel Number

Primary APN	`100-19097-000`
Alternative APNs	`696705.0` `85933`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,736 sqft Living Area
1st Floor Area	1,736 sqft
Flooring	Carpet

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Shingle
Lot Area	348,480 sqft (8 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	200 sqft
Patio Area	200 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	223 FOREST RIDGE RD
City	ROYAL
State	AR
Zip	71968-9603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW NW
Legal Range	21W
Legal Township	03S
Legal Section	10
Legal Subdivision	10-3S-21
Jurisdiction	GARLAND AR
Township / Civil Division	HALE
Census Block Group	1
Census Block	1008
Census Tract	11102

Owner

Source: Garland County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	223 FOREST RIDGE RD, ROYAL, AR 71968-9603
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
May 26, 2026	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN BCORP BANK
Feb 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2016 · Amount on Record
Deed Sale	Oct 28, 2016 · Amount on Record
Deed Book / Page	3791 / 795
Last Transfer Date	May 15, 2026
Transfer Doc	4876000148
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Recording Date	Jun 8, 2026
Property Address	223 FOREST RIDGE RD, ROYAL, AR 71968-9603
Document Number	4880000539
Book / Page	4880 / 539
Instrument Date	May 29, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 FOREST RIDGE RD, ROYAL, AR 71968-9603
Investor	Possibly a Property Investor

Mortgage

Document Number	4880000539,
Date	Jun 8, 2026
Book Page	4880/539

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARLAND AR
Recording Date	May 26, 2026
Property Address	223 FOREST RIDGE RD, ROYAL, AR 71968-9603
Document Number	4876000148
Book / Page	4876 / 148
Instrument Date	May 15, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TITLE OF ARK

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 FOREST RIDGE RD, ROYAL, AR 71968-9603
Investor	Possibly a Property Investor

Mortgage

Document Number	4876000152,
Date	May 26, 2026
Book Page	4876/152

Lender

Name	SOUTHERN BCORP BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 12, 2051

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	223 FOREST RIDGE RD, ROYAL, AR 71968-9603
Document Number	0041350737
Instrument Date	Feb 26, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	223 FOREST RIDGE RD ROYAL AR 719689603, ROYAL, AR 71968-9603

Mortgage

Document Number	0041350737
Date	Mar 4, 2020
Book Page	004135/000737

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	223 FOREST RIDGE RD, ROYAL, AR 71968-9603
Document Number	0038710297
Book / Page	003871 / 000297
Instrument Date	Aug 5, 2017
Transaction Type	Mortgage
Record Updated	Sep 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	223 FOREST RIDGE RD ROYAL AR 719689603, ROYAL, AR 71968-9603

Mortgage

Document Number	0038710297
Date	Aug 14, 2017
Book Page	003871/000297

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2047

Tax Assessment & Valuation

Source: Garland County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Garland County
Unified School District	Lake Hamilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,015.00 (-1.93%) Homeowner's exemption	$46,340 (-) Land $13,400 Building $32,940
2023	$1,035.00 Homeowner's exemption	$46,340 Land $13,400 Building $32,940	$231,700 Land $67,000 Building $164,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 57% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOT SPRINGS UTILITIES serves 75,343 people · EPA ID AR0000209
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Longview Cable Television Company Fiber	1,000 / 1,000
Wireless ETC Fixed Wireless	100 / 25

May also be available: Verizon.

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