185 Forest Ridge Rd, Royal, AR 71968 Property Records

Garland County property record for 185 Forest Ridge Rd, Royal, AR 71968

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,448 sqft · built 2018
Lot Size	3 acres (130,680 sqft)
Owner	2 Trust Names on File
Last Sale	$299,900 (Aug 2018)
Tax Bill	$2,554 (2025)
Deeds & Mortgages	Aug 2022 Transfer Feb 2022 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`100-19098-000`

Property Details

APN / Parcel Number

Primary APN	`100-19098-000`
Alternative APNs	`1056448.0` `81803`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,448 sqft Living Area
1st Floor Area	2,448 sqft
Flooring	Carpet

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	130,680 sqft (3 acres)
Garage Type	Attached
Garage Area	528 sqft
Driveway	Concrete Driveway
Driveway Area	160 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	558 sqft
Deck Area	91 sqft
Patio Area	91 sqft
Utility Building	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	185 FOREST RIDGE RD
City	ROYAL
State	AR
Zip	71968-9602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW NW
Legal Range	21W
Legal Township	03S
Legal Section	10
Legal Subdivision	10-3S-21
Jurisdiction	GARLAND AR
Township / Civil Division	HALE
Census Block Group	1
Census Block	1008
Census Tract	11102

Owner

185 Forest Ridge Rd is owner-occupied and held in a trust since August 2018.

Source: Garland County records, as of October 16, 2025

Owner of Record	2 Trust Names on File
Mailing Address	185 FOREST RIDGE RD, ROYAL, AR 71968-9602
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Intrafamily Transfer, Transfer
Feb 22, 2022	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Jul 15, 2019	Deed of Trust, Mortgage · VA Mortgage USAA
Aug 7, 2018	Warranty Deed, Transfer · VA Mortgage USAA
Dec 19, 2017	Loan Modification, Mortgage DIAMOND BK
Dec 7, 2017	Quit Claim Deed, Transfer GARLAND COUNTY TITLE COMPANY, GARLAND CNTY TITLE CO
Mar 2, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2018 · Amount on File
Deed Sale	Aug 7, 2018 · Amount on File
Prior Sale	Apr 2, 2015 · Amount on File
Deed Book / Page	3972 / 320
Prior Transfer Date	Sep 6, 2013
Prior Transfer Doc	0035020467
Record Updated	Jun 8, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GARLAND AR
Recording Date	Aug 23, 2022
Property Address	185 FOREST RIDGE RD, ROYAL, AR 71968-9602
Document Number	0044800409
Book / Page	4480 / 409
Instrument Date	Aug 23, 2022
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	185 FOREST RIDGE RD, ROYAL, AR 71968-9602

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARLAND AR
Recording Date	Feb 22, 2022
Property Address	185 FOREST RIDGE RD, ROYAL, AR 71968-9602
Document Number	0044130598
Book / Page	4413 / 598
Instrument Date	Feb 18, 2022
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	HOT SPRINGS TITLE COMPANY INC, HOT SPRINGS TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,316.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1020 PROSPECT AVE, 1020, HOT SPRINGS NATIONAL PARK, AR 71901-4930

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 FOREST RIDGE RD, ROYAL, AR 71968-9602

Mortgage

Document Number	0004413601
Date	Feb 22, 2022
Instrument	4413/601

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	185 FOREST RIDGE RD, ROYAL, AR 71968-9602
Document Number	0040690608
Instrument Date	Jul 15, 2019
Transaction Type	Mortgage
Record Updated	Aug 7, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	185 FOREST RIDGE RD ROYAL AR 719689602, ROYAL, AR 71968-9602

Mortgage

Document Number	0040690608
Date	Jul 25, 2019
Book Page	004069/000608

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARLAND AR
Recording Date	Aug 7, 2018
Property Address	185 FOREST RIDGE RD, ROYAL, AR 71968-9602
Document Number	0039720320
Book / Page	003972 / 000320
Instrument Date	Aug 3, 2018
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	ATTORNEYS TITLE GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$989.67
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	185 FOREST RIDGE RD ROYAL AR 719689602, ROYAL, AR 71968-9602

Mortgage

Document Number	39720323
Date	Aug 7, 2018
Book Page	003972/000323

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2048

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GARLAND AR
Property Address	185 FOREST RIDGE RD, ROYAL, AR 71968-9602
Document Number	0039090342
Instrument Date	Dec 19, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	877 PITTMAN RD HOT SPRINGS NATIONAL PARK AR 719139077, HOT SPRINGS NATIONAL PARK, AR 71913-9077

Mortgage

Document Number	0039090342
Date	Dec 22, 2017
Book Page	003909/000342

Lender

Name	DIAMOND BK
Type	Federal Savings Bank
Address	HOT SPRINGS, AR 71913

Agreement

Amount	Amount on Record
Term	12 Months
Due	Dec 21, 2018

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARLAND AR
Recording Date	Dec 7, 2017
Property Address	185 FOREST RIDGE RD, ROYAL, AR 71968-9602
Document Number	0039040856
Book / Page	003904 / 000856
Instrument Date	Dec 7, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	GARLAND COUNTY TITLE COMPANY, GARLAND CNTY TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	877 PITTMAN RD HOT SPRINGS NATIONAL PARK AR 719139077, HOT SPRINGS NATIONAL PARK, AR 71913-9077

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARLAND AR
Recording Date	Mar 2, 2017
Property Address	185 FOREST RIDGE RD, ROYAL, AR 71968-9602
Document Number	0038240628
Book / Page	003824 / 000628
Instrument Date	Mar 1, 2017
Transaction Type	Transfer
Record Updated	Mar 15, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	877 PITTMAN RD HOT SPRINGS NATIONAL PARK AR 719139077, HOT SPRINGS NATIONAL PARK, AR 71913-9077

Tax Assessment & Valuation

The 2025 property tax bill for 185 Forest Ridge Rd was $2,554 with a homeowner's exemption.

Source: Garland County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Garland County
Unified School District	Lake Hamilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,554.00 Homeowner's exemption	$71,050 Land $7,400 Building $63,650
2023	$2,686.00 Homeowner's exemption	$71,050 Land $7,400 Building $63,650	$355,250 Land $37,000 Building $318,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 185 Forest Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 Forest Ridge Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 57% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOT SPRINGS UTILITIES serves 75,343 people · EPA ID AR0000209
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Longview Cable Television Company Fiber	1,000 / 1,000
Wireless ETC Fixed Wireless	100 / 25

May also be available: Verizon.

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