223 Flora St, Lodi, CA 95240 Property Records

San Joaquin County property record for 223 Flora St, Lodi, CA 95240

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 1,100 sqft · built 1991
Lot Size0.04 acres (1,742 sqft)
Owner2 Individual Names on Record
Last Sale$115,000 (Jan 2020)
Tax Bill$1,389 (2026)
Deeds & MortgagesJun 2021 Mortgage
Jan 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN047-192-300-000

Property Details

APN / Parcel Number

Primary APN047-192-300-000
Alternative APN
  • 047-192-30

Interior

Bedrooms6 Beds
Full Baths4 Baths
Units2 Units
Stories2 Stories
Building Area1,100 sqft Living Area

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleDuplex Single
Construction TypeWood
Lot Area1,742 sqft (0.04 acres)

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Old Parcel Number047-192-30
Street Address223 FLORA ST
CityLODI
StateCA
Zip95240
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Description10% FTF PENALTY INC S-463 R & T CODE
Legal SubdivisionLODI BARNHART TR
Legal Block3
Legal Lot Number19
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionLODI
Census Block Group3
Census Block3006
Census Tract4403

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 7668, STOCKTON, CA 95267-0668
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Jan 10, 2020Grant Deed, Transfer · Commercial Mortgage
D M CAPITAL MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 10, 2020 · Amount on Record
Deed SaleJan 10, 2020 · Amount on Record
Deed Document Number20203819
Last Transfer DateJun 2, 2021
Transfer Doc0000097788
Record UpdatedOct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateJun 7, 2021
Property Address223 FLORA ST, LODI, CA 95240
Document Number0000097788
Map ReferenceVOL 3 PG 48
Instrument DateJun 2, 2021
Instrument2021-097788
Transaction TypeTransfer
Record UpdatedAug 25, 2022
Title CompanyNORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3932 LEMBERT DOME CT, STOCKTON, CA 95212-3220

Mortgage

Document Number0000097789
DateJun 7, 2021
Instrument2021-097789
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJan 10, 2020
Property Address223 FLORA ST, LODI, CA 95240
Document Number0000003819
Map ReferenceVOL 3 PG 48
Instrument DateDec 23, 2019
Instrument2020-003819
Transaction TypeTransfer
Record UpdatedAug 25, 2022
Title CompanyNORTH AMERICAN TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
AddressPO BOX 7668, STOCKTON, CA 95267-0668

Mortgage

Document Number0000003820
DateJan 10, 2020
Instrument2020-003820
Lender
NameD M CAPITAL MORTGAGE
TypeMortgage Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLodi City
Unified School DistrictLodi Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,389.00 (+0.29%)
2025$1,385.00 (+4.14%)$125,763 (+4.04%) Land $32,807 Building $92,956
2023$1,330.00 (+2.23%)$120,882 Land $31,534 Building $89,348
2022$1,301.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LODI
serves 67,093 people · EPA ID CA3910004
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
DigitalPath
Fixed Wireless
200 / 20
Cal.net
Fixed Wireless
100 / 20

May also be available: GeoLinks, Softcom Internet Communications, T-Mobile, Verizon.

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