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220 Flora St, Lodi, CA 95240 Property Records

San Joaquin County property record for 220 Flora St, Lodi, CA 95240

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,010 sqft · built 1946
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on Record
Last Sale$220,000 (Jun 2016)
Tax Bill$2,845 (2026)
Deeds & MortgagesMar 2021 Mortgage
Oct 2025 Mortgage
Flood ZoneZone X (moderate risk)
APN047-180-090-000

Property Details

APN / Parcel Number

Primary APN047-180-090-000
Alternative APN
  • 047-180-09

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,010 sqft Living Area
1st Floor Area1,010 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleL-Shape
Construction TypeWood
Lot Area5,000 sqft (0.115 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number047-180-09
Street Address220 FLORA ST
CityLODI
StateCA
Zip95240-4115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLODI BARNHART BLK 9
Legal SubdivisionLODI BARNHART TR
Legal Block3
Legal Lot Number9
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionLODI
Census Block Group3
Census Block3005
Census Tract4403

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address220 FLORA ST, LODI, CA 95240-4115
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
ACADEMY MORTGAGE CORP
Oct 17, 2025Intrafamily Transfer, Transfer · Conventional Mortgage
SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 16, 2016 · Amount on Record
Deed SaleJun 16, 2016 · Amount on Record
Deed Document Number201670250
Prior Transfer DateMay 23, 2016
Prior Transfer Doc0000070249
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address220 FLORA ST, LODI, CA 95240-4115
Transaction TypeMortgage
Record UpdatedOct 30, 2025
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 FLORA ST, LODI, CA 95240-4115

Mortgage

Document Number0000046748
DateMar 15, 2021
Instrument2021-046748
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateOct 17, 2025
Property Address220 FLORA ST, LODI, CA 95240-4115
Document Number0000089173
Map ReferenceVOL 3 PG 48
Instrument DateOct 9, 2025
Instrument2025-089173
Transaction TypeTransfer
Record UpdatedOct 30, 2025
Title CompanySTEWART TITLE, STEWART TTL OF CA INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address220 FLORA ST, LODI, CA 95240-4115

Mortgage

Document Number0000089174
DateOct 17, 2025
Instrument2025-089174
Lender
NameSYNERGY ONE LENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLodi City
Unified School DistrictLodi Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,845.00 (+0.32%)
2025$2,836.00 (+4.26%)$260,429 (+4.04%) Land $91,149 Building $169,280
2023$2,720.00 (+2.26%)$250,317 Land $87,610 Building $162,707$191,340
2022$2,660.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LODI
serves 67,093 people · EPA ID CA3910004
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
unWired Broadband
Fixed Wireless		400 / 50
DigitalPath
Fixed Wireless		200 / 20
Cal.net
Fixed Wireless		100 / 20

May also be available: GeoLinks, Softcom Internet Communications, T-Mobile, Verizon.

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