223 E 43rd St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 223 E 43rd St, San Bernardino, CA 92404

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 869 sqft · built 1949
Lot Size	0.155 acres (6,750 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Sep 2018)
Tax Bill	$3,650 (2025)
Deeds & Mortgages	Jan 2017 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`0154-232-03-0000`

Property Details

APN / Parcel Number

Primary APN	`0154-232-03-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	869 sqft Living Area
1st Floor Area	869 sqft
Family Room	Family Room

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Conventional
Exterior Material	Block
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Porch	Patio/Porch
Porch Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	223 E 43RD ST
City	SAN BERNARDINO
State	CA
Zip	92404-1222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1834 LOT 7 BLOCK 5 SAN BERNARDINO HEIGHTS
Legal Subdivision	SAN BERNARDINO HEIGHTS
Legal Tract	1834
Legal Block	5
Legal Lot Number	7
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	3
Census Block	3013
Census Tract	4505

Owner

223 E 43rd St is owned and occupied by two individuals who bought it in September 2018.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	223 E 43RD ST, SAN BERNARDINO, CA 92404-1222
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2017	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
May 7, 2020	Deed of Trust, Mortgage · FHA Mortgage VISION ONE MORTGAGE INC
Sep 19, 2018	Quit Claim Deed, Transfer LAWYERS TITLE
Sep 19, 2018	Grant Deed, Transfer · Conventional Mortgage FIRST CHOICE LOAN SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2018 · Amount on File
Deed Sale	Sep 19, 2018 · Amount on File
Prior Sale	Nov 12, 2014 · Amount on File
Deed Document Number	2018346254
Prior Transfer Date	Aug 21, 2018
Prior Transfer Doc	0000346253
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	223 E 43RD ST, SAN BERNARDINO, CA 92404-1222
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003799
Date	Jan 4, 2017
Instrument	2017-0003799

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	223 E 43RD ST, SAN BERNARDINO, CA 92404-1222
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000155566
Date	May 7, 2020
Instrument	2020-0155566

Lender

Name	VISION ONE MORTGAGE INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 19, 2018
Property Address	223 E 43RD ST, SAN BERNARDINO, CA 92404-1222
Document Number	0000346253
Instrument Date	Aug 21, 2018
Instrument	346253
Transaction Type	Transfer
Record Updated	Sep 26, 2018
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	223 E 43RD ST SAN BERNARDINO CA 924041222, SAN BERNARDINO, CA 92404-1222

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 19, 2018
Property Address	223 E 43RD ST, SAN BERNARDINO, CA 92404-1222
Document Number	0000346254
Map Reference	MB 26 PG 52
Instrument Date	Aug 7, 2018
Instrument	2018-0346254
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	223 E 43RD ST, SAN BERNARDINO, CA 92404-1222

Mortgage

Document Number	0000346255
Date	Sep 19, 2018
Instrument	2018-0346255

Lender

Name	FIRST CHOICE LOAN SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 223 E 43rd St was $3,650.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$284,457 (+2%) Land $85,337 Building $199,120
2025	$3,650.00	$278,880 Land $83,664 Building $195,216
2023	$3,485.00 (-0.17%)	$268,051 Land $80,416 Building $187,635
2022	$3,491.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 223 E 43rd St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 223 E 43rd St is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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