Okaloosa County property record for 223 Durango Rd, Unit 2D, Destin, FL 32541
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,292 sqft · built 1985 |
| Lot Size | 0.686 acres (29,913 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $655,000 (Oct 2025) |
| Tax Bill | $3,799 (2025) |
| Deeds & Mortgages | Oct 2025 Sale Jun 2019 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | C56-000-590-7014-4 |
| Primary APN | C56-000-590-7014-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,292 sqft Heated Area |
| Year Built | Built 1985 |
|---|---|
| Lot Area | 29,913 sqft |
| Boat Access | Boat Access |
| Street Address | 223 DURANGO RD UNIT 2D, 2D |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3088 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | DESTIN HARBOR RESORT WEST UNIT 2D |
| Legal Range | 24 |
| Legal Township | 02S |
| Legal Subdivision | DESTIN HARBOR RESORT WEST |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 23303 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2324 BLACKRIDGE DR, HOOVER, AL 35244-5234 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2025 | Warranty Deed, Transfer UNKNOWN, CONNECT TITLE AGENCY LLC |
| Jun 17, 2019 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Feb 19, 2018 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2025 · Amount on Record |
| Deed Sale | Oct 29, 2025 · Amount on Record |
| Prior Sale | Feb 19, 2018 · Amount on Record |
| Deed Document Number | 3781066 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 29, 2025 |
| Property Address | 223 DURANGO RD UNIT 2D, 2D, DESTIN, FL 32541-3088 |
| Document Number | 0003781066 |
| Map Reference | MB 1321 PG 1865 |
| Instrument Date | Oct 15, 2025 |
| Instrument | 3781066 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2025 |
| Title Company | UNKNOWN, CONNECT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,585.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1036 FIRE TOWER RD, CARTHAGE, NC 28327-8356 |
| Name | Verified Name |
|---|---|
| Address | 2324 BLACKRIDGE DR, HOOVER, AL 35244-5234 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 223 DURANGO RD UNIT 2D, 2D, DESTIN, FL 32541-3088 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0034041586 |
|---|---|
| Date | Jun 17, 2019 |
| Book Page | 3404/1586 |
| Instrument | 3285046 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 30, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Feb 19, 2018 |
| Property Address | 223 DURANGO RD UNIT 2D, 2D, DESTIN, FL 32541-3088 |
| Document Number | 0033374209 |
| Book / Page | 3337 / 4209 |
| Map Reference | MB1548 PG217 |
| Instrument Date | Feb 15, 2018 |
| Instrument | 3189196 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | MCGILL ESCROW & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 543 HARBOR BLVD STE 204, 543, DESTIN, FL 32541-7359 |
| Name | Verified Name |
|---|---|
| Address | 20201 TAILWIND LN, CORNELIUS, NC 28031-6030 |
| Document Number | 0033374210 |
|---|---|
| Date | Feb 19, 2018 |
| Book Page | 3337/4210 |
| Instrument | 3189197 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2048 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,799.00 (+5.67%) Homeowner's exemption | $359,814 (+5.99%) | $645,000 (+17.27%) Building $645,000 |
| 2023 | $3,595.00 (+2.48%) Homeowner's exemption | $339,488 (+3%) | $550,000 (+57.14%) Building $550,000 |
| 2022 | $3,508.00 Homeowner's exemption | $329,600 | $350,000 Building $350,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 422 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,500 units insured incl. 1,078 condo units |
| Nearby Flood Claims | 819 (1980–2024) |
| Claims Outside the SFHA | 261 of 819 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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