223 Durango Rd, Unit 2A, Destin, FL 32541 Property Records

Okaloosa County property record for 223 Durango Rd, Unit 2A, Destin, FL 32541

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,106 sqft · built 1985
Lot Size0.686 acres (29,913 sqft)
OwnerIndividual Name on Record
Last Sale$350,000 (Apr 2019)
Tax Bill$5,474 (2025)
Deeds & MortgagesApr 2019 Mortgage
Jul 2020 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APNC56-000-590-7011-0

Property Details

APN / Parcel Number

Primary APNC56-000-590-7011-0
Alternative APN
  • 00-2S-24-064A-0000-002A

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Building Area1,106 sqft Heated Area

Exterior

Year BuiltBuilt 1985
Lot Area29,913 sqft
Boat AccessBoat Access

Location & Zoning

Street Address223 DURANGO RD UNIT 2A, 2A
CityDESTIN
StateFL
Zip32541-3088
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionDESTIN HARBOR RESORT WEST UNIT 2A
Legal Range24
Legal Township02S
Legal SubdivisionDESTIN HARBOR RESORT WEST
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2008
Census Tract23303

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address914 WORLEY XRDS, JASPER, GA 30143-6332
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
FBC MORTGAGE LLC
Feb 11, 2019Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 22, 2019 · Amount on Record
Deed SaleApr 22, 2019 · Amount on Record
Deed Document Number0033944793
Prior Transfer DateFeb 11, 2019
Prior Transfer Doc3258302
Record UpdatedJun 8, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address223 DURANGO RD UNIT 2A, 2A, DESTIN, FL 32541-3088
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0033944796
DateApr 24, 2019
Book Page3394/4796
Instrument3273088
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2049

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address223 DURANGO RD UNIT 2A, 2A, DESTIN, FL 32541-3088
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address914 WORLEY CROSSROADS, JASPER, GA 30143

Mortgage

Document Number0034783314
DateJul 28, 2020
Book Page3478/3314
Instrument3376849
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2035

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateFeb 11, 2019
Property Address223 DURANGO RD UNIT 2A, 2A, DESTIN, FL 32541-3088
Document Number0033844278
Book / Page003384 / 004278
Instrument DateJan 4, 2019
Instrument3258302
Transaction TypeTransfer
Record UpdatedFeb 22, 2019

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address435 REGATTA BAY BLVD DESTIN FL 325415329, DESTIN, FL 32541-5329

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,474.00 (+18.46%)$570,000 (+18.75%) Building $570,000$570,000 (+18.75%) Building $570,000
2023$4,621.00 (+36.96%)$480,000 (+71.43%) Building $480,000$480,000 (+71.43%) Building $480,000
2022$3,374.00$280,000 Building $280,000$280,000 Building $280,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 422 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,500 units insured
incl. 1,078 condo units
Nearby Flood Claims819 (1980–2024)
Claims Outside the SFHA261 of 819
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Dennis, Jul 2005 · 58 claims
  • Hurricane Frances, Sep 2004 · 182 claims
  • Hurricane Opal, Oct 1995 · 461 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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