223 Bower St, Hot Springs, AR 71901 Property Records

Garland County property record for 223 Bower St, Hot Springs, AR 71901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,611 sqft · built 1920
Lot Size	0.271 acres (11,830 sqft)
Owner	Individual Name on File
Deeds & Mortgages	May 2020 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`400-29000-017-000`

Property Details

APN / Parcel Number

Primary APN	`400-29000-017-000`
Alternative APNs	`1076545.0` `106064`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,611 sqft Living Area
1st Floor Area	1,611 sqft
Basement Area	450 sqft
Unfinished Basement	450 sqft

Exterior

Year Built	Built 1920
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Shingle
Lot Area	11,830 sqft (0.271 acres)
Lot Dimensions	91 ft deep x 130 ft wide
Garage Type	Mixed
Carport	Carport
Carport Area	338 sqft
Driveway	Driveway
Driveway Area	250 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	529 sqft
Fence	Fence
Lean-To	200 sqft
Utility Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1076545.0
Street Address	223 BOWER ST
City	HOT SPRINGS
State	AR
Zip	71901-2969
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSR BLK 160 PT LOT 4 & 5
Legal Range	19W
Legal Township	02S
Legal Section	28
Legal Subdivision	HSR BLK 160
Legal Block	160
Legal Lot Number	4,5 5
Jurisdiction	GARLAND AR
Township / Civil Division	HOT SPRINGS
Census Block Group	2
Census Block	2017
Census Tract	10700

Owner

223 Bower St is owned and occupied by an individual who acquired it in May 2020.

Source: Garland County records, as of October 15, 2025

Owner of Record	Individual Name on File
Mailing Address	223 BOWER ST, HOT SPRINGS, AR 71901-2969
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2020	Deed of Trust, Mortgage SOUTHERN BANCORP
Apr 2, 2020	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN BANCORP BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2020
Deed Sale	May 8, 2020
Prior Sale	Apr 2, 2020 · Amount on File
Deed Document Number	0004156276
Deed Book / Page	4144 / 957
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	223 BOWER ST, HOT SPRINGS, AR 71901-2969
Document Number	0041590098
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 BOWER ST HOT SPRINGS NATIONAL PARK AR 719012969, HOT SPRINGS NATIONAL PARK, AR 71901-2969

Mortgage

Document Number	0041590098
Date	May 18, 2020
Book Page	004159/000098

Lender

Name	SOUTHERN BANCORP
Type	Bank
Address	ARKADELPHIA, AR 71923

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 17, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARLAND AR
Recording Date	Apr 2, 2020
Property Address	223 BOWER ST, HOT SPRINGS, AR 71901-2969
Document Number	0041440957
Book / Page	4144 / 957
Instrument Date	Apr 1, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$231.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 LAVON CT, 115, HOT SPRINGS NATIONAL PARK, AR 71901-8368

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 BOWER ST, HOT SPRINGS NATIONAL PARK, AR 71901-2969

Mortgage

Document Number	0004144960
Date	Apr 2, 2020
Instrument	4144/960

Lender

Name	SOUTHERN BANCORP BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Garland County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Garland County
Municipality	Hot Springs City
Unified School District	Hot Springs School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$14,520 Land $760 Building $13,760
2023	Homeowner's exemption	$13,360 Land $760 Building $12,600	$72,600 Land $3,800 Building $68,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 223 Bower St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	May 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 223 Bower St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOT SPRINGS UTILITIES serves 75,343 people · EPA ID AR0000209
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Longview Cable Television Company Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wireless ETC.

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