214 Bower St, Hot Springs, AR 71901 Property Records

Garland County property record for 214 Bower St, Hot Springs, AR 71901

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,188 sqft · built 1940
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Individual Names on File
Last Sale	$83,000 (Aug 2026)
Tax Bill	$633 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`400-28750-008-000`

Property Details

APN / Parcel Number

Primary APN	`400-28750-008-000`
Alternative APNs	`1076491.0` `55904`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft
Flooring	Carpet

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2019
Exterior Material	Other
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Shingle
Lot Area	4,000 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Driveway	Concrete Driveway
Driveway Area	528 sqft
Porch	Slab
Porch Area	309 sqft
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	214 BOWER ST
City	HOT SPRINGS NATIONAL PARK
State	AR
Zip	71901-2990
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 155 LOT 7
Legal Range	19W
Legal Township	02S
Legal Section	28
Legal Subdivision	HSR BLK 155
Legal Block	155
Legal Lot Number	7
Jurisdiction	GARLAND AR
Township / Civil Division	HOT SPRINGS
Census Block Group	2
Census Block	2013
Census Tract	10700

Owner

214 Bower St is owned by two individuals who bought it in August 2026.

Source: Garland County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	295 CREEK CIR, RIVERSIDE, CA 92507-3104
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL
Apr 2, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 20, 2019	Warranty Deed, Transfer LENDERS TITLE COMPANY, LENDERS TITLE CO
Mar 29, 2019	Warranty Deed, Transfer · Commercial Mortgage SIMMONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2026 · Amount on File
Deed Sale	Aug 10, 2026 · Amount on File
Prior Sale	Jun 5, 2025 · Amount on File
Deed Book / Page	4903 / 681
Prior Transfer Date	May 15, 2023
Prior Transfer Doc	4554000568
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARLAND AR
Recording Date	Aug 10, 2026
Property Address	214 BOWER ST, HOT SPRINGS NATIONAL PARK, AR 71901-2990
Document Number	4903000681
Book / Page	4903 / 681
Instrument Date	Jul 30, 2026
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	PROFESSIONAL TITLE, PROFESSIONAL LAND TITLE OF ARK

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27,663.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 CREEK CIR, RIVERSIDE, CA 92507-3104

Mortgage

Document Number	4903000685,
Date	Aug 10, 2026
Book Page	4903/685

Lender

Name	GENEVA FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARLAND AR
Recording Date	Apr 2, 2020
Property Address	214 BOWER ST, HOT SPRINGS, AR 71901-2990
Document Number	0041440926
Book / Page	004144 / 000926
Instrument Date	Mar 6, 2020
Transaction Type	Transfer
Record Updated	Jun 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	214 BOWER ST HOT SPRINGS NATIONAL PARK AR 719012990, HOT SPRINGS NATIONAL PARK, AR 71901-2990

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARLAND AR
Recording Date	Sep 20, 2019
Property Address	214 BOWER ST, HOT SPRINGS, AR 71901-2990
Document Number	0040870989
Book / Page	004087 / 000989
Instrument Date	Sep 19, 2019
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	LENDERS TITLE COMPANY, LENDERS TITLE CO

Transaction

Amount	Amount on Record
Tax	$491.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 CARNEY ST HOT SPRINGS NATIONAL PARK AR 719012621, HOT SPRINGS NATIONAL PARK, AR 71901-2621

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARLAND AR
Recording Date	Mar 29, 2019
Property Address	214 BOWER ST, HOT SPRINGS, AR 71901-2990
Document Number	0040340546
Book / Page	4034 / 0546
Instrument Date	Mar 27, 2019
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	ADVANTAGE TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$148.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	250B TERRYLAND CIR, 250B, HOT SPRINGS NATIONAL PARK, AR 71901-2712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6392, HOT SPRINGS NATIONAL PARK, AR 71902-6392

Mortgage

Document Number	0004034549
Date	Mar 29, 2019
Instrument	4034/549

Lender

Name	SIMMONS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 25, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 214 Bower St was $633.

Source: Garland County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Garland County
Municipality	Hot Springs City
Unified School District	Hot Springs School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$633.00	$14,510 Land $720 Building $13,790
2023	$250.00	$6,900 Land $720 Building $6,180	$72,550 Land $3,600 Building $68,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 214 Bower St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	May 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 214 Bower St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOT SPRINGS UTILITIES serves 75,343 people · EPA ID AR0000209
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Longview Cable Television Company Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wireless ETC.

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