2229 Putnam St, Morganton, NC 28655 Property Records

Burke County property record for 2229 Putnam St, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,230 sqft · built 1957
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Tax Bill	$682 (2026)
Deeds & Mortgages	Nov 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2716520338`

Property Details

APN / Parcel Number

Primary APN	`2716520338`
Alternative APN	`20532`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,230 sqft Living Area
1st Floor Area	900 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft
Utility Room	Utility Room
Flooring	Tile

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Metal
Lot Area	18,731 sqft (0.43 acres)

Exterior Amenities

Porch	Slab
Porch Area	161 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2229 PUTNAM ST
City	MORGANTON
State	NC
Zip	28655-9392
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	2229 PUTNAM ST MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	LOWER CREEK
Census Block Group	3
Census Block	3007
Census Tract	20100

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2229 PUTNAM ST, MORGANTON, NC 28655-9392
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	2229 PUTNAM ST, MORGANTON, NC 28655-9392
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2229 PUTNAM ST, MORGANTON, NC 28655-9392

Mortgage

Document Number	0026570525
Date	Nov 21, 2022
Book Page	2657/525
Instrument	2021028081

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$682.00 (+0.74%)	$85,484 (-) Land $8,256 Building $77,228	$85,484 (-) Land $8,256 Building $77,228
2025	$677.00	$85,484 (-) Land $8,256 Building $77,228	$85,484 (-) Land $8,256 Building $77,228
2023	$677.00	$85,484 Land $8,256 Building $77,228	$85,484 Land $8,256 Building $77,228

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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