2224 Putnam St, Morganton, NC 28655 Property Records

Burke County property record for 2224 Putnam St, Morganton, NC 28655

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,824 sqft · built 2005
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on File
Last Sale	$156,000 (Jun 2018)
Tax Bill	$1,331 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2716523335`

Property Details

APN / Parcel Number

Primary APN	`2716523335`
Alternative APN	`15040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,824 sqft Living Area
1st Floor Area	1,824 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Asphalt
Lot Area	45,738 sqft (1.05 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	337 sqft
Deck Area	93 sqft
Patio Area	93 sqft
Shed	1 Shed
Shed Area	192 sqft
Pole Barn	900 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2224 PUTNAM ST
City	MORGANTON
State	NC
Zip	28655-9392
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	RESIDENTIA
Legal Description	2224 PUTNAM ST MORGANTON, NC 28655
Legal Subdivision	W S HALLYBURTON PROPERTY
Jurisdiction	BURKE NC
Township / Civil Division	LOWER CREEK
Census Block Group	3
Census Block	3007
Census Tract	20100

Owner

2224 Putnam St, a residential property, is owned and occupied by two individuals who bought it in June 2018.

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2224 PUTNAM ST, MORGANTON, NC 28655-9392
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Jun 26, 2018	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Mar 13, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2018 · Amount on File
Deed Sale	Jun 26, 2018 · Amount on File
Deed Document Number	20182017017383
Deed Book / Page	2354 / 116
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Recording Date	Apr 14, 2026
Property Address	2224 PUTNAM ST, MORGANTON, NC 28655-9392
Document Number	0026003237
Book / Page	2866 / 37
Instrument Date	Apr 9, 2026
Instrument	202626003237
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MADISON SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2224 PUTNAM ST, MORGANTON, NC 28655-9392

Mortgage

Document Number	0026003237,
Date	Apr 14, 2026
Book Page	2866/37
Instrument	202626003237

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jun 26, 2018
Property Address	2224 PUTNAM ST, MORGANTON, NC 28655-9392
Document Number	0023540116
Book / Page	2354 / 0116
Instrument Date	Jun 26, 2018
Instrument	2017017383
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$312.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3902 W UNION ST, 3902, MORGANTON, NC 28655

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2224 PUTNAM ST, MORGANTON, NC 28655-9392

Mortgage

Document Number	2017017384
Date	Jun 26, 2018
Instrument	2017017384

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

March 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BURKE NC
Recording Date	Mar 13, 2018
Property Address	2224 PUTNAM ST, MORGANTON, NC 28655-9392
Document Number	0023370521
Book / Page	002337 / 000521
Instrument Date	Mar 5, 2018
Instrument	13830
Transaction Type	Foreclosure
Record Updated	Mar 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$175.76
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 W UNION ST MORGANTON NC 286553729, MORGANTON, NC 28655-3729

Tax Assessment & Valuation

The 2026 property tax bill for 2224 Putnam St was $1,331, up 0.4% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,331.00 (+0.38%)	$180,147 (-) Land $13,139 Building $167,008	$180,147 (-) Land $13,139 Building $167,008
2025	$1,326.00	$180,147 Land $13,139 Building $167,008	$180,147 Land $13,139 Building $167,008
2023	$1,331.00	$180,147 Land $13,139 Building $167,008	$180,147 Land $13,139 Building $167,008

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2224 Putnam St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2224 Putnam St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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