2229 Joe St, Ponca City, OK 74601 Property Records

Kay County property record for 2229 Joe St, Ponca City, OK 74601

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,068 sqft · built 1954
Lot Size0.212 acres (9,235 sqft)
Owner2 Individual Names on File
Last Sale$62,000 (Aug 2016)
Tax Bill$753 (2025)
Deeds & MortgagesMay 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN0550-00-000-001-0-000-00

Property Details

APN / Parcel Number

Primary APN0550-00-000-001-0-000-00
Alternative APN
  • 4381

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,068 sqft Living Area
1st Floor Area1,068 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1998
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,235 sqft (0.212 acres)
Lot Dimensions120 ft deep x 77 ft wide
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area23 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number4381
Street Address2229 JOE ST
CityPONCA CITY
StateOK
Zip74601-1816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionP C-GARDEN ACRES S77' OF W 120'BETWEEN ST & ALLEY LOT 1
Legal Range02E
Legal Township26N
Legal Section15
Legal SubdivisionGARDEN ACRES
Legal Lot Number1
JurisdictionKAY OK
Township / Civil DivisionPONCA CITY
Census Block Group2
Census Block2020
Census Tract202

Owner

2229 Joe St is owned and occupied by two individuals who bought it in August 2016.

Source: Kay County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address2229 JOE ST, PONCA CITY, OK 74601-1816
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2016 · Amount on File
Deed SaleAug 25, 2016 · Amount on File
Prior SaleOct 23, 2001 · Amount on File
Deed Document Number20166895
Deed Book / Page1721 / 326
Prior Transfer DateAug 24, 2016
Prior Transfer Doc0000006895
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKAY OK
Property Address2229 JOE ST, PONCA CITY, OK 74601-1816
Transaction TypeMortgage
Record UpdatedJun 13, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2229 JOE ST, PONCA CITY, OK 74601-1816

Mortgage

Document Number0000003634
DateMay 31, 2023
Book Page1936/969
Instrument2023-003634
Lender
NameMORTGAGE CLEARING CORPORATION
TypeMortgage Company
AddressTULSA, OK 74105
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term280 Months
DueSep 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 2229 Joe St was $753, up 5.9% from the year before.

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyKay County
MunicipalityPonca City
Unified School DistrictPonca City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,274 (+5%) Land $762 Building $7,512$75,218 (-2.3%) Land $6,930 Building $68,288
2025$753.00 (+5.91%)$7,880 (+5%) Land $1,067 Building $6,813$76,991 (-5.23%) Land $9,702 Building $67,289
2024$711.00 (+3.19%)$7,505 (+5.01%) Land $1,067 Building $6,438$81,244 (+6.09%) Land $9,702 Building $71,542
2023$689.00$7,147 Land $1,067 Building $6,080$76,580 Land $9,702 Building $66,878

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2229 Joe St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2229 Joe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKAY CO RWD #3
serves 1,000 people · EPA ID OK3003602
Water SourcePurchased surface water from PONCA CITY MUN WATER
Last State InspectionOct 2022
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ponca City Utility Authority
Fiber
1,000 / 1,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Nextlink
Fixed Wireless
100 / 20

May also be available: AT&T, Chisholm Broadband.

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