2225 Joe St, Ponca City, OK 74601 Property Records

Kay County property record for 2225 Joe St, Ponca City, OK 74601

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,365 sqft · built 1953
Lot Size	0.178 acres (7,754 sqft)
Owner	Company Name on File
Last Sale	$70,000 (Apr 2022)
Tax Bill	$685 (2025)
Deeds & Mortgages	Mar 2026 Transfer Apr 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0550-00-000-002-0-002-00`

Property Details

APN / Parcel Number

Primary APN	`0550-00-000-002-0-002-00`
Alternative APN	`4386`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,365 sqft Living Area
1st Floor Area	1,365 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1986
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	7,754 sqft (0.178 acres)
Lot Dimensions	129 ft deep x 60 ft wide
Garage Type	Attached

Exterior Amenities

Porch	Slab
Porch Area	205 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	4386
Street Address	2225 JOE ST
City	PONCA CITY
State	OK
Zip	74601-1816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P C - GARDEN ACRES E129'OF W154'OF N60' LOT 2
Legal Range	02E
Legal Township	26N
Legal Section	15
Legal Subdivision	GARDEN ACRES
Legal Lot Number	2
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	2
Census Block	2020
Census Tract	202

Owner

2225 Joe St is owned by a company that acquired it in February 2026 and is owner-occupied.

Source: Kay County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	2236 JOE ST, PONCA CITY, OK 74601-1815
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Quit Claim Deed, Transfer Quitclaim
Apr 15, 2024	Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST
Apr 13, 2022	Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK OF OKLAHOMA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2022 · Amount on File
Deed Sale	Apr 13, 2022 · Amount on File
Prior Sale	Oct 15, 2008 · Amount on File
Deed Document Number	20222863
Deed Book / Page	1902 / 234
Last Transfer Date	Feb 27, 2026
Transfer Doc	I2026001424
Record Updated	Oct 29, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KAY OK
Recording Date	Mar 3, 2026
Property Address	2225 JOE ST, PONCA CITY, OK 74601-1816
Document Number	I2026001424
Book / Page	2027 / 652
Instrument Date	Feb 27, 2026
Instrument	I-2026-001424
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2236 JOE ST, PONCA CITY, OK 74601-1815

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	2225 JOE ST, PONCA CITY, OK 74601-1816
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2225 JOE ST, PONCA CITY, OK 74601-1816

Mortgage

Document Number	I2024002384
Date	Apr 15, 2024
Book Page	1961/888
Instrument	I-2024-002384

Lender

Name	BANCFIRST
Type	Bank
Address	101 N MAIN ST, BLACKWELL, OK 74631

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 15, 2044

Interest

Rate Type	Adjustable Rate

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Apr 13, 2022
Property Address	2225 JOE ST, PONCA CITY, OK 74601-1816
Document Number	I2022002863
Book / Page	1902 / 234
Instrument Date	Apr 12, 2022
Instrument	I-2022-002863
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	SECURITY TITLE SERVICES, SECURITY TITLE SERVICE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	I2022002864
Date	Apr 13, 2022
Instrument	I-2022-002864

Lender

Name	FIRST NATIONAL BANK OF OKLAHOMA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2225 Joe St was $685 with a homeowner's exemption, up 4.4% from the year before.

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Municipality	Ponca City
Unified School District	Ponca City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,414 (+3.01%) Land $581 Building $7,833	$76,490 (-6.7%) Land $5,285 Building $71,205
2025	$685.00 (+4.42%) Homeowner's exemption	$8,168 (+2.99%) Land $564 Building $7,604	$81,986 (-4.94%) Land $5,805 Building $76,181
2024	$656.00 (+1.55%) Homeowner's exemption	$7,931 (+3%) Land $548 Building $7,383	$86,245 (+23.21%) Land $5,805 Building $80,440
2023	$646.00 Homeowner's exemption	$7,700 Land $535 Building $7,165	$70,000 Land $4,860 Building $65,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2225 Joe St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2225 Joe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAY CO RWD #3 serves 1,000 people · EPA ID OK3003602
Water Source	Purchased surface water from PONCA CITY MUN WATER
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ponca City Utility Authority Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: AT&T, Chisholm Broadband.

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