Harford County property record for 2229 Ady Rd, Forest Hill, MD 21050
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,226 sqft · built 1990 |
| Lot Size | 2.63 acres (114,563 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $46,500 (Jun 1987) |
| Tax Bill | $5,860 (2026) |
| Deeds & Mortgages | Mar 2024 Mortgage Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-224937 |
| Primary APN | 03-224937 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,226 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 114,563 sqft (2.63 acres) |
| Garage Type | Attached |
| Garage Area | 884 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 576 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 224937 |
|---|---|
| Street Address | 2229 ADY RD |
| City | FOREST HILL |
| State | MD |
| Zip | 21050-1706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LOT 1 2.63 ACC 2229 ADY ROAD LD ROBERTS 220/60 |
| Legal Subdivision | LAND OF DAVID L ROBERTS |
| Legal Lot Number | 1 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 303101 |
2229 Ady Rd is owned and occupied by two individuals who bought it in June 1987.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2229 ADY RD, FOREST HILL, MD 21050-1706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2024 | Deed of Trust, Mortgage · Unknown FIRST NATIONAL BANK OF PENNSYLVANIA |
| Jan 11, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 1987 · Amount on File |
| Deed Sale | Jun 22, 1987 · Amount on File |
| Deed Book / Page | 1405 / 825 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2229 ADY RD, FOREST HILL, MD 21050-1706 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2024 |
| Title Company | CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|---|
| Address | 2229 ADY RD, FOREST HILL, MD 21050-1706 |
| Document Number | 0162090483 |
|---|---|
| Date | Mar 22, 2024 |
| Book Page | 16209/483 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | BEL AIR, MD 21015 |
| Type | Unknown |
|---|---|
| Amount | Amount on Record |
| Term | 264 Months |
| Due | Mar 8, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2229 ADY RD, FOREST HILL, MD 21050-1706 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2229 ADY RD, FOREST HILL, MD 21050-1706 |
| Document Number | 0126680060 |
|---|---|
| Date | Jan 11, 2018 |
| Book Page | 12668/0060 |
| Instrument | 12668-0060 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | BEL AIR, MD 21015 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 2229 Ady Rd was $5,860 with a homeowner's exemption, up 9.9% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,860.00 (+9.86%) Homeowner's exemption | $532,167 | $551,700 Land $119,800 Building $431,900 |
| 2025 | $5,334.00 Homeowner's exemption | ||
| 2023 | $466,067 | $522,400 Land $119,800 Building $402,600 | |
| 2022 | $4,832.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2229 Ady Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2229 Ady Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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