Harford County property record for 2225 Ady Rd, Forest Hill, MD 21050
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,492 sqft · built 1999 |
| Lot Size | 2.66 acres (115,870 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,349 (2026) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-326357 |
| Primary APN | 03-326357 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,492 sqft Total Area |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 115,870 sqft (2.66 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 532 sqft |
| Shed | 1 Shed |
| Shed Area | 480 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 326357 |
|---|---|
| Street Address | 2225 ADY RD |
| City | FOREST HILL |
| State | MD |
| Zip | 21050-1706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG B3 |
| Legal Description | LOT 7 2.66 AC 2225 ADY ROAD GRAFTON PROP PT 97/68 |
| Legal Subdivision | GRAFTON PROP |
| Legal Lot Number | 7 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 303101 |
2225 Ady Rd is owned and occupied by two individuals who acquired it in February 2010.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2225 ADY RD, FOREST HILL, MD 21050-1706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 23, 2010 |
| Deed Sale | Feb 23, 2010 |
| Prior Sale | Feb 2, 2007 |
| Deed Document Number | 2010983 |
| Deed Book / Page | 8521 / 147 |
| Transfer Doc | 0000000225 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2225 ADY RD, FOREST HILL, MD 21050-1706 |
| Document Number | 0135570374 |
| Instrument Date | Oct 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2019 |
| Title Company | ELITE SETTLEMENTS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2225 ADY RD FOREST HILL MD 210501706, FOREST HILL, MD 21050-1706 |
| Document Number | 0135570374 |
|---|---|
| Date | Nov 21, 2019 |
| Book Page | 013557/000374 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 20, 2029 |
The 2026 property tax bill for 2225 Ady Rd was $5,349 with a homeowner's exemption, up 10.6% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,349.00 (+10.56%) Homeowner's exemption | $485,333 (+3.09%) | $514,400 (+9.26%) Land $120,000 Building $394,400 |
| 2025 | $4,838.00 Homeowner's exemption | $470,800 Land $120,000 Building $350,800 | $470,800 Land $120,000 Building $350,800 |
| 2023 | $421,533 | $470,800 Land $120,000 Building $350,800 | |
| 2022 | $4,385.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2225 Ady Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2225 Ady Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile, Xfinity.
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