Union County property record for 2221 Walters Division Rd, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,960 sqft · built 2017 |
| Lot Size | 0.624 acres (27,181 sqft) |
| Owner | Individual Name on File |
| Last Sale | $335,000 (Oct 2022) |
| Tax Bill | $4,482 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-303-021 |
| Primary APN | 09-303-021 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,960 sqft Living Area |
| 1st Floor Area | 1,960 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 27,181 sqft (0.624 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 156 sqft |
| Deck Area | 64 sqft |
| Patio Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2221 WALTERS DIVISION RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-8562 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-20 MONRO |
| Legal Description | #28-#33 WALTERS PB3 PG46 |
| Legal Subdivision | WALTERS BROTHERS 3-46 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 20405 |
2221 Walters Division Rd, a rural home, is owned and occupied by an individual who bought it in October 2022.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2221 WALTERS DIVISION RD, MONROE, NC 28110-8562 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 26, 2022 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Oct 6, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 4, 2017 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 2022 · Amount on File |
| Deed Sale | Oct 26, 2022 · Amount on File |
| Prior Sale | May 4, 2017 · Amount on File |
| Deed Document Number | 202236432 |
| Deed Book / Page | 8597 / 227 |
| Prior Transfer Date | Jul 27, 2016 |
| Prior Transfer Doc | 6761758 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 26, 2022 |
| Property Address | 2221 WALTERS DIVISION RD, MONROE, NC 28110-8562 |
| Document Number | 0008597227 |
| Book / Page | 8597 / 227 |
| Instrument Date | Oct 25, 2022 |
| Instrument | 36432 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2022 |
| Title Company | INDEPENDENCE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $670.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 273 BEASLEY HOLLOW LN, 273, STUART, VA 24171-3579 |
| Name | Verified Name |
|---|---|
| Address | 2221 WALTERS DIVISION RD, MONROE, NC 28110-8562 |
| Document Number | 0000036433 |
|---|---|
| Date | Oct 26, 2022 |
| Instrument | 36433 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2221 WALTERS DIVISION RD, MONROE, NC 28110-8562 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2221 WALTERS DIVISION RD, MONROE, NC 28110-8562 |
| Document Number | 8269401 |
|---|---|
| Date | Oct 6, 2021 |
| Book Page | 8269/401 |
| Instrument | 47595 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 308 Months |
| Due | Jun 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 4, 2017 |
| Property Address | 2221 WALTERS DIVISION RD, MONROE, NC 28110-8562 |
| Document Number | 0006925175 |
| Book / Page | 6925 / 175 |
| Instrument Date | May 4, 2017 |
| Instrument | 0012239 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1406 S VAN LINGLE MUNGO BLVD, 1406, PAGELAND, SC 29728-9491 |
| Name | Verified Name |
|---|---|
| Address | 2221 WALTERS DIVISION RD, MONROE, NC 28110-8562 |
| Document Number | 0000012240 |
|---|---|
| Date | May 4, 2017 |
| Instrument | 0012240 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 2221 Walters Division Rd was $4,482.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $428,500 (-) Land $31,200 Building $397,300 | $428,500 (-) Land $31,200 Building $397,300 | |
| 2025 | $4,482.00 | $428,500 Land $31,200 Building $397,300 | $428,500 Land $31,200 Building $397,300 |
| 2023 | $3,340.00 | $306,300 Land $30,000 Building $276,300 | $306,300 Land $30,000 Building $276,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2221 Walters Division Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2221 Walters Division Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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