Douglas County property record for 2228 Thomas Dr, Waterloo, NE 68069 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,503 sqft · built 2018 |
| Lot Size | 0.291 acres (12,715 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Dec 2018) |
| Tax Bill | $3,477 (2024) |
| Deeds & Mortgages | Feb 2020 Transfer Dec 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | R1326470716 |
| Primary APN | R1326470716 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,503 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,715 sqft (0.291 acres) |
| Garage Type | Attached |
| Garage Area | 512 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 42 sqft |
| Deck Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R1326470716 |
|---|---|
| Old Parcel Number | 2647019613 |
| Street Address | 2228 THOMAS DR |
| City | WATERLOO |
| State | NE |
| Zip | 68069-4216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOMES AT RIVER ROAD LOT 49 BLOCK 0 LOT 49 |
| Legal Subdivision | HOMES AT RIVER ROAD |
| Legal Lot Number | 49 |
| Jurisdiction | DOUGLAS NE |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 7508 |
Source: Douglas County records · APN R1326470716
Assessment roll updated December 31, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2228 THOMAS DR, WATERLOO, NE 68069-4216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 14, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Dec 13, 2018 | Warranty Deed, Transfer · Conventional Mortgage OMAHA 100 INC |
| Jun 30, 2017 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 13, 2018 · Amount on Record |
| Deed Sale | Dec 13, 2018 · Amount on Record |
| Prior Sale | Jun 30, 2017 · Amount on Record |
| Deed Document Number | 2018098207 |
| Record Updated | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Feb 14, 2020 |
| Property Address | 2228 THOMAS DR, WATERLOO, NE 68069-4216 |
| Document Number | 0000014298 |
| Instrument Date | Feb 12, 2020 |
| Instrument | 14298 |
| Transaction Type | Transfer |
| Record Updated | Apr 09, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2228 THOMAS DR WATERLOO NE 680694216, WATERLOO, NE 68069-4216 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Dec 13, 2018 |
| Property Address | 2228 THOMAS DR, WATERLOO, NE 68069-4216 |
| Document Number | 2018098207 |
| Instrument Date | Dec 11, 2018 |
| Instrument | 2018098207 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | NEBRASKA TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $382.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Document Number | 2018098208 |
|---|---|
| Date | Dec 13, 2018 |
| Instrument | 2018098208 |
| Name | OMAHA 100 INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
| Document Number | 2018098209 |
|---|---|
| Date | Dec 13, 2018 |
| Instrument | 2018098209 |
| Name | HABITAT FOR HUMANITY OF OMAHA INC |
|---|---|
| Type | Non-Lending Institution |
| Address | OMAHA, NE 68110 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Jun 30, 2017 |
| Property Address | 2228 THOMAS DR, WATERLOO, NE 68069-4216 |
| Document Number | 0000051147 |
| Instrument Date | Jun 29, 2017 |
| Instrument | 51147 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $72.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1701 N 24TH ST OMAHA NE 681102326, OMAHA, NE 68110-2326 |
Source: Douglas County records · Assessment roll updated December 31, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Douglas County |
| Municipality | Waterloo Village |
| Unified School District | Douglas County West Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $260,700 (+10.65%) Land $30,000 Building $230,700 | $260,700 (+10.65%) Land $30,000 Building $230,700 | |
| 2024 | $3,477.00 (-10.06%) | ||
| 2023 | $3,866.00 (-8.63%) | $235,600 Land $22,500 Building $213,100 | $235,600 Land $22,500 Building $213,100 |
| 2022 | $4,231.00 |
Source: FEMA National Flood Hazard Layer, Douglas County (31055C), updated March 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 310550075082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 57 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 57 in force 37 of 57 on primary residences |
| Nearby Flood Claims | 38 (1978–2024) |
| Claims Outside the SFHA | 2 of 38 |
| Most Recent Claim | May 2024, Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Flood Events |
|
| Wildfire Risk | Low above 38% of the US · above 29% of Nebraska |
|---|---|
| Wildfire Likelihood | About 1 in 1,887 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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