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2206 Thomas Dr, Waterloo, NE 68069 Property Records

Douglas County property record for 2206 Thomas Dr, Waterloo, NE 68069

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,584 sqft · built 2017
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Last Sale$246,000 (Jan 2018)
Tax Bill$3,921 (2024)
Deeds & MortgagesMay 2020 Mortgage
Jan 2018 Sale & Mortgage
+ 2 more
Flood ZoneZone X (reduced by levee)
APNR1326470273

Property Details

APN / Parcel Number

Primary APNR1326470273
Alternative APNs
  • 2647 0273 13
  • 1326470273

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,584 sqft Living Area
Basement Area1,584 sqft
Finished Basement118 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,326 sqft (0.26 acres)
Garage TypeAttached
Garage Area662 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area128 sqft
Deck Area66 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR1326470273
Street Address2206 THOMAS DR
CityWATERLOO
StateNE
Zip68069-4216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOMES AT RIVER ROAD 1ST ADD LOT 54 BLOCK 0 LT 54 --EXCESS VALUE--
Legal SubdivisionHOMES AT RIVER ROAD 1ST ADD
Legal Lot Number54
JurisdictionDOUGLAS NE
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2050
Census Tract7508

Owner

Source: Douglas County records · APN R1326470273

Assessment roll updated December 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2206 THOMAS DR, WATERLOO, NE 68069-4216
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 08, 2020Deed of Trust, Mortgage · FHA Mortgage
GATEWAY MTG GRP
Jan 16, 2018Warranty Deed, Subdivision Related Transfer · FHA Mortgage
GATEWAY MORTGAGE CORP
Jun 14, 2017Trustee's Deed, Construction Loan · Construction Mortgage
AMERICAN NAT'L BK
Jun 01, 2017Warranty Deed, Transfer
CHARTER TITLE AND ESCROW SERVICES, CHARTER TITLE & ESCROW SVC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 16, 2018 · Amount on Record
Deed SaleJan 16, 2018 · Amount on Record
Deed Document Number0020183993
Deed Book / Page2018 / 3993
Record UpdatedJun 08, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOUGLAS NE
Property Address2206 THOMAS DR, WATERLOO, NE 68069-4216
Document Number0000045984
Instrument DateMay 08, 2020
Transaction TypeMortgage
Record UpdatedJul 08, 2020
Title CompanyCHARTER TITLE AND ESCROW, CHARTER TITLE & ESCROW

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2206 THOMAS DR WATERLOO NE 680694216, WATERLOO, NE 68069-4216

Mortgage

Document Number0000045984
DateMay 15, 2020
Instrument45984
Lender
NameGATEWAY MTG GRP
AddressJENKS, OK 74037
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 14, 2050

January 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionDOUGLAS NE
Recording DateJan 16, 2018
Property Address2206 THOMAS DR, WATERLOO, NE 68069-4216
Document Number2018003993
Instrument DateDec 14, 2017
Instrument2018003993
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 14, 2021
Title CompanyCHARTER TITLE & ESCROW SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$553.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address00000

Mortgage

Document Number2018003994
DateJan 16, 2018
Instrument2018003994
Lender
NameGATEWAY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2048

June 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionDOUGLAS NE
Recording DateJun 14, 2017
Property Address2206 THOMAS DR, WATERLOO, NE 68069-4216
Instrument DateMay 25, 2017
Instrument46021
Transaction TypeConstruction Loan
Record UpdatedApr 01, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12040 MCDERMOTT PLZ #200 LAVISTA NE 681282354, 200, LAVISTA, NE 68128-2354
InvestorPossibly a Property Investor

Mortgage

Document Number0000046021
DateJun 14, 2017
Instrument46021
Lender
NameAMERICAN NAT'L BK
TypeBank
AddressOMAHA, NE 68114
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDOUGLAS NE
Recording DateJun 01, 2017
Property Address2206 THOMAS DR, WATERLOO, NE 68069-4216
Document Number0000042065
Instrument DateMay 19, 2017
Instrument42065
Transaction TypeTransfer
Record UpdatedApr 01, 2019
Title CompanyCHARTER TITLE AND ESCROW SERVICES, CHARTER TITLE & ESCROW SVC

Transaction

AmountAmount Recorded
Tax$74.25
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Douglas County records · Assessment roll updated December 31, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateNebraska
CountyDouglas County
MunicipalityWaterloo Village
Unified School DistrictDouglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$293,800 (+7.78%) Land $8,300 Building $285,500$293,800 (+7.78%) Land $8,300 Building $285,500
2024$3,921.00 (-12.34%)
2023$4,473.00 (-8.64%)$272,600 Land $8,300 Building $264,300$272,600 Land $8,300 Building $264,300
2022$4,896.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 25, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 57 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies57 in force
Nearby Flood Claims38 (1978–2024)
Claims Outside the SFHA2 of 38
Most Recent ClaimMay 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2019 · 14 claims

Wildfire

Wildfire RiskLow
lower than 63% of the US · lower than 72% of Nebraska
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
AMG Technology Investment Group
Fixed Wireless		500 / 200
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

Based on FCC filings for 124 locations within half a mile of this property.

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