2227 Westminster Dr, Sidney, OH 45365 Property Records

Shelby County property record for 2227 Westminster Dr, Sidney, OH 45365

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,424 sqft · built 1987
Lot Size	0.413 acres (18,000 sqft)
Owner	Individual Name on Record
Last Sale	$289,000 (Aug 2018)
Tax Bill	$4,025 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Oct 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-1919153.007`

Property Details

APN / Parcel Number

Primary APN	`01-1919153.007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,424 sqft Living Area
1st Floor Area	2,212 sqft
Attic	Attic
Attic Area	2,212 sqft
Basement Area	2,212 sqft
Unfinished Basement	2,212 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Brick
Roof Material	Shingle
Lot Area	18,000 sqft (0.413 acres)
Lot Dimensions	180 ft deep x 100 ft wide
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	576 sqft
Porch	Slab
Porch Area	100 sqft
Patio Area	1,240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2227 WESTMINSTER DR
City	SIDNEY
State	OH
Zip	45365-1981
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4943 WELLS HILL SUB 8TH ADDN 020-19-19-153-007PLAT V18 P21
Legal Subdivision	WELLS HILLS SUBDIVISION 8TH ADDITION
Legal Lot Number	4943
Jurisdiction	SHELBY OH
Township / Civil Division	CLINTON
Census Block Group	1
Census Block	1025
Census Tract	972100

Owner

Source: Shelby County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2227 WESTMINSTER DR, SIDNEY, OH 45365-1981
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Line of Credit UNIVERSAL 1 CU
Oct 21, 2020	Deed of Trust, Mortgage · Line of Credit WESTERN OHIO MORTGAGE CORP
Aug 7, 2018	Warranty Deed, Transfer · Conventional Mortgage WESTERN OHIO MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2018 · Amount on Record
Deed Sale	Aug 7, 2018 · Amount on Record
Deed Document Number	20184012
Deed Book / Page	2138 / 601
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	2227 WESTMINSTER DR, SIDNEY, OH 45365-1981
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2283/30
Date	Apr 20, 2021
Book Page	2283/30
Instrument	202100002753

Lender

Name	UNIVERSAL 1 CU
Type	Credit Union
Address	DAYTON, OH 45409

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 19, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	2227 WESTMINSTER DR, SIDNEY, OH 45365-1981
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2249/623
Date	Oct 21, 2020
Book Page	2249/623
Instrument	202000006506

Lender

Name	WESTERN OHIO MORTGAGE CORP
Type	Mortgage Company
Address	SIDNEY, OH 45365

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	Aug 7, 2018
Property Address	2227 WESTMINSTER DR, SIDNEY, OH 45365-1981
Document Number	002138/601
Book / Page	2138 / 601
Map Reference	VOL18 PG21
Instrument Date	Aug 1, 2018
Instrument	201800004012
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	REPUBLIC TITLE COMPANY, REPUBLIC TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2227 WESTMINSTER DR, SIDNEY, OH 45365-1981

Mortgage

Document Number	201800004013
Date	Aug 7, 2018
Instrument	201800004013

Lender

Name	WESTERN OHIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Clinton Township
Municipality	Sidney City
Unified School District	Sidney City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,025.00 (-6.05%)	$124,460 (-) Land $18,170 Building $106,290
2024	$4,284.00 (-2.26%) Homeowner's exemption	$124,460 (-) Land $18,170 Building $106,290
2023	$4,383.00 (+4.18%) Homeowner's exemption	$124,460 (+17.59%) Land $18,170 Building $106,290	$355,600 (+17.59%) Land $51,920 Building $303,680
2022	$4,207.00 Homeowner's exemption	$105,840 Land $13,230 Building $92,610
2020			$302,410 Land $37,800 Building $264,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIDNEY CITY PWS serves 20,614 people · EPA ID OH7501214
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

2227 Westminster Dr, Sidney, OH 45365 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Westminster Dr

Nearby Streets

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