2227 Simpson St, Evanston, IL 60201 Property Records

Cook County property record for 2227 Simpson St, Evanston, IL 60201

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,410 sqft · built 1957
Lot Size	0.17 acres (7,421 sqft)
Owner	Trust Name on Record
Last Sale	$445,000 (Mar 2006)
Tax Bill	$11,060 (2023)
Deeds & Mortgages	Nov 2022 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-12-321-031`

Property Details

APN / Parcel Number

Primary APN	`10-12-321-031`
Alternative APN	`10-12-321-031-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,410 sqft Living Area
1st Floor Area	1,410 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1958
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,421 sqft (0.17 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	2227 SIMPSON ST
City	EVANSTON
State	IL
Zip	60201-3006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OTTO A (SCHULZS) RESUB OF LTS 23-27 IN BLK 2 OF COMMO NS & BESTS ADD SUB PT OF SW SW OF SEC 12 & SE SE SEC11 SW SW SEC 12-41-
Legal Range	13E
Legal Township	41N
Legal Section	12
Legal Subdivision	BESTS ADD SUB
Legal Block	2
Legal Lot Number	23-27
Jurisdiction	COOK IL
Township / Civil Division	EVANSTON
Census Block Group	2
Census Block	2002
Census Tract	809100

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	2227 SIMPSON ST, EVANSTON, IL 60201-3006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2006 · Amount on Record
Deed Sale	Mar 29, 2006 · Amount on Record
Deed Document Number	20062037
Prior Transfer Date	Nov 26, 1996
Prior Transfer Doc	0000000631
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2227 SIMPSON ST, EVANSTON, IL 60201-3006
Transaction Type	Mortgage
Record Updated	Dec 5, 2022
Title Company	TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032645085
Date	Nov 22, 2022
Instrument	2232645085

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 10, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2227 SIMPSON ST, EVANSTON, IL 60201-3006
Document Number	2012239100
Instrument Date	Apr 7, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2227 SIMPSON ST EVANSTON IL 602013006, EVANSTON, IL 60201-3006

Mortgage

Document Number	2012239100
Date	May 1, 2020
Instrument	12239100

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2050

Interest

Rate	4.37%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Evanston City
Elementary School District	Evanston Community Consolidated School District 65 (PK - 08)
Secondary School District	Evanston Township High School District 202 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,000 (+24.49%) Land $17,810 Building $43,190	$610,000 (+24.49%) Land $178,100 Building $431,900
2023	$11,060.00 (+4.47%)
2022	$10,587.00 Homeowner's exemption	$48,999 Land $16,697 Building $32,302	$489,990 Land $166,970 Building $323,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2013–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVANSTON serves 74,486 people · EPA ID IL0310810
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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