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2227 SE 45th Ter, Gainesville, FL 32641 Property Records

Alachua County property record for 2227 SE 45th Ter, Gainesville, FL 32641

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,569 sqft · built 1957
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$145,000 (Aug 2022)
Tax Bill$2,334 (2024)
Deeds & MortgagesAug 2022 Sale & Mortgage
Jun 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN16189-002-039

Property Details

APN / Parcel Number

Primary APN16189-002-039
Alternative APN
  • 01052790000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,569 sqft Heated Area
1st Floor Area630 sqft
FlooringVinyl/Resilient
Interior WallsPaneling

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1995
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
DrivewayDriveway
Driveway Area1,020 sqft
PorchOpen Porch
Porch Area123 sqft
Patio Area810 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number01052790000
Street Address2227 SE 45TH TER
CityGAINESVILLE
StateFL
Zip32641-8922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal DescriptionSHADY LAWN ESTATES PB B-14 LOT 39 & S1/2 OF 40 BLK B OR 5031/0714
Legal Range20E
Legal Township10S
Legal Section12
Legal SubdivisionSHADY LAWN EST
Legal BlockB
Legal Lot Number39
JurisdictionALACHUA FL
Township / Civil DivisionGAINESVILLE
Census Block Group4
Census Block4013
Census Tract700

Owner

2227 SE 45th Ter is owned and occupied by an individual who bought it in August 2022.

Source: Alachua County records, as of January 9, 2026

Owner of RecordIndividual Name on File
Mailing Address2227 SE 45TH TER, GAINESVILLE, FL 32641-8922
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2022Warranty Deed, Transfer · FHA Mortgage
AMERICAN FINANCIAL RESOURCES INC
Jun 10, 2021Warranty Deed, Subdivision Related Transfer
ATTORNEY ONLY, ATTORNEY
Aug 11, 2020Warranty Deed, Transfer · Construction Mortgage
FORBES INVESTMENT GROUP LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 18, 2022 · Amount on File
Deed SaleAug 18, 2022 · Amount on File
Prior SaleJun 10, 2021 · Amount on File
Deed Document Number3440110
Deed Book / Page5031 / 714
Record UpdatedJun 8, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALACHUA FL
Recording DateAug 18, 2022
Property Address2227 SE 45TH TER, GAINESVILLE, FL 32641-8922
Document Number0050310714
Book / Page5031 / 714
Map ReferenceMB B PG 14
Instrument DateAug 12, 2022
Instrument3440110
Transaction TypeTransfer
Record UpdatedSep 2, 2022
Title CompanyFLORIDA LEGAL TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,015.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2 RIVER BLUFF CT, 2, ORMOND BEACH, FL 32174-3873

Transferred To (Grantee/Buyer)

NameVerified Name
Address2227 SE 45TH TER, GAINESVILLE, FL 32641-8922

Mortgage

Document Number0005031716
DateAug 18, 2022
Instrument5031/716
Lender
NameAMERICAN FINANCIAL RESOURCES INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052

June 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionALACHUA FL
Recording DateJun 10, 2021
Property Address2227 SE 45TH TER, GAINESVILLE, FL 32641-8922
Document Number0048990749
Book / Page4899 / 749
Map ReferenceMB B PG 14
Instrument DateJun 9, 2021
Instrument3344261
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 27, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$840.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address24500 DOC KARELAS DR, 24500, NEWBERRY, FL 32669-3217

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 RIVER BLUFF CT, ORMOND BEACH, FL 32174-3873

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALACHUA FL
Recording DateAug 11, 2020
Property Address2227 SE 45TH TER, GAINESVILLE, FL 32641-8922
Document Number0048012444
Book / Page004801 / 002444
Instrument DateAug 10, 2020
Instrument3276020
Transaction TypeTransfer
Record UpdatedMar 23, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$245.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address24500 DOC KARELAS DR NEWBERRY FL 32669, NEWBERRY, FL 32669

Mortgage

Document Number48012447
DateAug 11, 2020
Book Page004801/002447
Instrument3276022
Lender
NameFORBES INVESTMENT GROUP LLC
Address30 LAKE LEAF PL, SPRING, TX 77381-6317
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueAug 10, 2021

Tax Assessment & Valuation

Source: Alachua County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyAlachua County
Unified School DistrictAlachua County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$134,878$138,480 Land $22,500 Building $115,980
2024$2,334.00 (+4.34%)
2023$2,237.00 (-15.01%) Homeowner's exemption Senior Citizen's exemption$127,258 (+19.22%) Land $27,000 Building $100,258$127,258 (+19.22%) Land $27,000 Building $100,258
2022$2,632.00$106,745 Land $16,500 Building $90,245$106,745 Land $16,500 Building $90,245

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2227 SE 45th Ter in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims4 (2017)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2227 SE 45th Ter is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 61% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGATOR WATERWORKS
public/private · serves 800 people · EPA ID FL2010612
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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