2227 Rising Sun Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 2227 Rising Sun Rd, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 4,493 sqft · built 2022
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Tax Bill	$3,750 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Apr 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-08-4-17-00-0-00003-08`

Property Details

APN / Parcel Number

Primary APN	`3-08-4-17-00-0-00003-08`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	4,493 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	130,680 sqft (3 acres)

Location & Zoning

Street Address	2227 RISING SUN RD
City	HERNANDO
State	MS
Zip	38632-6820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	PT NE1/4 NW1/4 CARTERS CORNER LOT 1 PT NW1/4
Legal Lot Number	1
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	2
Census Block	2033
Census Tract	71123

Owner

Source: DeSoto County records · APN 3-08-4-17-00-0-00003-08

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2227 RISING SUN RD, HERNANDO, MS 38632-6820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 08, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTY BANK & TRUST CO
Apr 07, 2021	Deed of Trust, Mortgage · Line of Credit GUARANTY BANK & TRUST CO
Oct 14, 2019	Warranty Deed, Transfer · Line of Credit GUARANTY BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 14, 2019
Deed Sale	Oct 14, 2019
Deed Document Number	0000902032
Deed Book / Page	0902 / 032
Record Updated	Jun 08, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2227 RISING SUN RD, HERNANDO, MS 38632-6820
Transaction Type	Mortgage
Record Updated	Mar 07, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1890 MANOR PLACE DR, HERNANDO, MS 38632-1648

Mortgage

Document Number	005545/512
Date	Jun 08, 2022
Book Page	5545/512

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2227 RISING SUN RD, HERNANDO, MS 38632-6820
Transaction Type	Mortgage
Record Updated	Mar 07, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1890 MANOR PLACE DR, HERNANDO, MS 38632-1648

Mortgage

Document Number	005206/519
Date	Apr 07, 2021
Book Page	5206/519

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank
Address	SOUTHAVEN, MS 38672

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 31, 2022

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Oct 14, 2019
Property Address	2227 RISING SUN RD, HERNANDO, MS 38632-6820
Document Number	000902/032
Book / Page	0902 / 032
Instrument Date	Oct 11, 2019
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4671 W COMMERCE ST, HERNANDO, MS 38632-9083

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1890 MANOR PLACE DR, HERNANDO, MS 38632-1648

Mortgage

Document Number	0004815596
Date	Oct 14, 2019
Instrument	4815/596

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 15, 2024

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,750.00 (+17.78%)	$49,100 (+40.9%) Land $3,000 Building $46,100	$491,004 (+40.9%) Land $30,000 Building $461,004
2023	$3,184.00	$34,847	$348,472 Land $30,000 Building $318,472

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), as of June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330711232, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Low lower than 66% of the US · lower than 83% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 21 locations within half a mile of this property.

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