2109 Rising Sun Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 2109 Rising Sun Rd, Hernando, MS 38632 · Last verified August 2026

Property Summary

Property Type	Vacant Land
Lot Size	2.61 acres (113,692 sqft)
Owner	2 Individual Names on File
Tax Bill	$322 (2025)
Deeds & Mortgages	Nov 2021 Construction Loan May 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-08-4-17-00-0-00003-07`

Property Details

APN / Parcel Number

Primary APN	`3-08-4-17-00-0-00003-07`

Exterior

Lot Area	113,692 sqft (2.61 acres)

Location & Zoning

Street Address	2109 RISING SUN RD
City	HERNANDO
State	MS
Zip	38632-6801
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	PT NE1/4 NW1/4 NELSON RIDGE MINOR LOT PT NW1/4
Legal Range	008
Legal Township	03S
Legal Section	17
Legal Subdivision	NELSONS RIDGE MINOR
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	2
Census Block	2033
Census Tract	71123

Owner

Source: DeSoto County records · APN 3-08-4-17-00-0-00003-07

Assessment roll updated December 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4671 W COMMERCE ST, HERNANDO, MS 38632-9083
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · Construction Mortgage BANKPLUS
May 16, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BANKPLUS
Nov 25, 2024	Quit Claim Deed, Transfer Quitclaim
May 23, 2022	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage BANKPLUS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 25, 2024
Deed Sale	Nov 25, 2024
Deed Book / Page	1024 / 21456
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2109 RISING SUN RD, HERNANDO, MS 38632-6801
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3557 MADISON RDG, HERNANDO, MS 38632-5700

Mortgage

Document Number	005404/461
Date	Nov 23, 2021
Book Page	5404/461

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 15, 2022

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2109 RISING SUN RD, HERNANDO, MS 38632-6801
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3557 MADISON RDG, HERNANDO, MS 38632-5700

Mortgage

Document Number	00005530/2
Date	May 16, 2022
Book Page	5530/2

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 01, 2027

November 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESOTO MS
Recording Date	Nov 25, 2024
Property Address	2109 RISING SUN RD, HERNANDO, MS 38632-6801
Document Number	1024/21456
Book / Page	1024 / 21456
Instrument Date	Nov 25, 2024
Transaction Type	Transfer
Record Updated	Dec 15, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 715, HERNANDO, MS 38632-0715

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4671 W COMMERCE ST, HERNANDO, MS 38632-9083

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	May 23, 2022
Property Address	2109 RISING SUN RD, HERNANDO, MS 38632-6801
Document Number	000998/101
Book / Page	998 / 101
Instrument Date	Apr 28, 2022
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	UNKNOWN, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 715, HERNANDO, MS 38632-0715

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 715, HERNANDO, MS 38632-0715

Mortgage

Document Number	0000055302
Date	May 23, 2022
Instrument	5530/2

Lender

Name	BANKPLUS
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 01, 2027

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$322.00 (-17.65%)	$3,915 (-) Land $3,915	$26,100 (-) Land $26,100
2023	$391.00	$3,915	$26,100 Land $26,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330711232, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Low above 34% of the US · above 17% of Mississippi
Wildfire Likelihood	About 1 in 2,128 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 21 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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