2227 Gray Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 2227 Gray Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Lot Size	0.099 acres (4,352 sqft)
Owner	2 Individual Names on File
Last Sale	$75,000 (May 1995)
Tax Bill	$2,062 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`017-650-055-00`

Property Details

APN / Parcel Number

Primary APN	`017-650-055-00`

Interior

Flooring	Carpet

Exterior

Lot Area	4,352 sqft (0.099 acres)

Location & Zoning

Street Address	2227 GRAY RD
City	LAPEER
State	MI
Zip	48446-9067
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUPERVISORS PLAT #2 LOT 55. ALSO, PARCEL OF LAND LYING BETWEEN LOTS 55&56 WITH 30 FT FRONT ON GRAY RD AND EXTENDING TO WATERS
Legal Subdivision	SUPRVRS 2-OREGON TOWNSHIP
Legal Lot Number	55-56
Jurisdiction	LAPEER MI
Township / Civil Division	OREGON
Census Block Group	2
Census Block	2004
Census Tract	342100

Owner

Source: Lapeer County records · APN 017-650-055-00

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2227 GRAY RD, LAPEER, MI 48446-9067
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 01, 2026	Deed of Trust, Mortgage · Line of Credit ELGA CREDIT UNION
May 03, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 18, 1995 · Amount on Record
Deed Sale	May 18, 1995 · Amount on Record
Deed Book / Page	900 / 675
Last Transfer Date	Apr 25, 2023
Transfer Doc	0033480187
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Recording Date	May 01, 2026
Property Address	2227 GRAY RD, LAPEER, MI 48446-9067
Document Number	0035170979
Book / Page	3517 / 979
Instrument Date	Apr 21, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2227 GRAY RD, LAPEER, MI 48446-9067

Mortgage

Document Number	3517000979,
Date	May 01, 2026
Book Page	3517/979

Lender

Name	ELGA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Apr 27, 2051

Interest

Rate	6.38%
Max Rate	-1%

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	May 03, 2023
Property Address	2227 GRAY RD, LAPEER, MI 48446-9067
Document Number	0033480187
Book / Page	3348 / 187
Map Reference	LB 1 PG 70
Instrument Date	Apr 25, 2023
Transaction Type	Transfer
Record Updated	Jun 08, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2227 GRAY RD, LAPEER, MI 48446-9067

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2227 GRAY RD, LAPEER, MI 48446-9067

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Oregon Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,300 (-2.67%)	$328,600 (-2.67%)
2025	$2,062.00 (+3.51%) Homeowner's exemption	$168,800 (+29.15%)	$337,600 (+29.15%)
2024	$1,992.00 (+26%)
2023		$130,700	$261,400
2022	$1,581.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 4, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 78 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gray Rd

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