2219 Gray Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 2219 Gray Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Lot Size	0.055 acres (2,414 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Jun 2026)
Tax Bill	$1,559 (2024)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`017-650-057-00`

Property Details

APN / Parcel Number

Primary APN	`017-650-057-00`

Interior

Flooring	Carpet

Exterior

Lot Area	2,414 sqft (0.055 acres)

Location & Zoning

Street Address	2219 GRAY RD
City	LAPEER
State	MI
Zip	48446-9095
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUPERVISORS PLAT #2 LOT 57. OREGON TOWNSHIP; LAPEER COUNTY, MI 32 X 74 & 74 X 28 X 64 & 78
Legal Subdivision	SUPRVRS 2-OREGON TOWNSHIP
Legal Lot Number	57
Jurisdiction	LAPEER MI
Township / Civil Division	OREGON
Census Block Group	2
Census Block	2004
Census Tract	342100

Owner

Source: Lapeer County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1420 PERRY RD, 2-02, GRAND BLANC, MI 48439-1791
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Warranty Deed · Conventional Mortgage APOLLO TITLE
Oct 21, 2021	Warranty Deed, Transfer · Conventional Mortgage ELGA CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2026 · Amount on Record
Deed Sale	Jun 11, 2026 · Amount on Record
Prior Sale	Oct 21, 2021 · Amount on Record
Deed Document Number	2026
Deed Book / Page	3525 / 143
Record Updated	Sep 20, 2026

June 2026: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jun 11, 2026
Property Address	2219 GRAY RD, LAPEER, MI 48446-9095
Document Number	3525000143
Book / Page	3525 / 143
Instrument Date	Jun 5, 2026
Record Updated	Jul 2, 2026
Title Company	APOLLO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140,137.50
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3525000070,
Date	Jun 11, 2026
Book Page	3525/70

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Oct 21, 2021
Property Address	2219 GRAY RD, LAPEER, MI 48446-9095
Document Number	0032460626
Book / Page	3246 / 626
Map Reference	LB 1 PG 70
Instrument Date	Oct 13, 2021
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	NOT AVAILABLE, TRUSTED TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$712.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	68 OAK KNOLL DR, 68, LAPEER, MI 48446-2802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2219 GRAY RD, LAPEER, MI 48446-9095

Mortgage

Document Number	0003246628
Date	Oct 21, 2021
Instrument	3246/628

Lender

Name	ELGA CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of August 14, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Oregon Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$75,200 (+23.89%)	$150,400 (+23.89%)
2024	$1,559.00 (+31.12%)
2023		$60,700	$121,400
2022	$1,189.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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