2226 Bethlehem Rd, Cottondale, FL 32431 Property Records

Jackson County property record for 2226 Bethlehem Rd, Cottondale, FL 32431

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,792 sqft · built 2016
Lot Size	1.98 acres (86,249 sqft)
Owner	2 Individual Names on File
Last Sale	$179,900 (Nov 2022)
Tax Bill	$2,144 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Apr 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-4N-11-0000-0010-0000`

Property Details

APN / Parcel Number

Primary APN	`29-4N-11-0000-0010-0000`
Alternative APN	`11 N 429000000100000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,792 sqft Living Area
Gross Area	2,116 sqft
1st Floor Area	1,792 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	86,249 sqft (1.98 acres)
Porch	Unfinished Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Cistern

Location & Zoning

Street Address	2226 BETHLEHEM RD
City	COTTONDALE
State	FL
Zip	32431-7710
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	OR 138 P 293 OR 348 P 213 OR 634 P 962 OR 1354 P 511 NE1/4 OF NE1/4, LYING N & E OF BETHLEHEM RD IN SECT... OR 1427 P 14 OR 1491 P 980 OR 1604 P 758 LIFE ESTATE... OR 1767 P 641
Legal Range	11W
Legal Township	04N
Legal Section	29
Legal Subdivision	LIFE ESTATE
Legal Lot Number	10
Jurisdiction	JACKSON FL
Township / Civil Division	ALFORD
Census Block Group	2
Census Block	2010
Census Tract	211100

Owner

2226 Bethlehem Rd, a mobile home, is owned and occupied by two individuals who bought it in November 2022.

Source: Jackson County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2226 BETHLEHEM RD, COTTONDALE, FL 32431-7710
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Apr 2, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 23, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Jan 23, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2022 · Amount on File
Deed Sale	Nov 4, 2022 · Amount on File
Prior Sale	Apr 27, 2016 · Amount on File
Deed Document Number	202212671
Deed Book / Page	1769 / 793
Prior Transfer Date	Apr 2, 2019
Prior Transfer Doc	0016040758
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON FL
Recording Date	Nov 4, 2022
Property Address	2226 BETHLEHEM RD, COTTONDALE, FL 32431-7710
Document Number	0017690793
Book / Page	1769 / 793
Instrument Date	Oct 31, 2022
Instrument	202232012671
Transaction Type	Transfer
Record Updated	Dec 22, 2022
Title Company	PANHANDLE LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,259.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2226 BETHLEHEM RD, COTTONDALE, FL 32431-7710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2226 BETHLEHEM RD, COTTONDALE, FL 32431-7710
Investor	Possibly a Property Investor

Mortgage

Document Number	0001769799
Date	Nov 4, 2022
Instrument	1769/799

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON FL
Recording Date	Apr 2, 2019
Property Address	2226 BETHLEHEM RD, COTTONDALE, FL 32431-7710
Document Number	0016040758
Book / Page	001604 / 000758
Instrument Date	Apr 2, 2019
Instrument	32004273
Transaction Type	Transfer
Record Updated	May 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	7287 E 5290 SOUTH RD ST ANNE IL 60964, ST ANNE, IL 60964

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON FL
Property Address	2226 BETHLEHEM RD, COTTONDALE, FL 32431-7710
Document Number	0015200800
Instrument Date	Jan 23, 2017
Transaction Type	Mortgage
Record Updated	Mar 9, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2226 BETHLEHEM RD COTTONDALE FL 324317710, COTTONDALE, FL 32431-7710

Mortgage

Document Number	0015200800
Date	Jan 30, 2017
Book Page	001520/000800
Instrument	32001073

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	924 Months
Due	Jan 29, 2094

Interest

Rate Type	Adjustable Rate
Rate	4.7%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON FL
Property Address	2226 BETHLEHEM RD, COTTONDALE, FL 32431-7710
Document Number	0015200817
Instrument Date	Jan 23, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2226 BETHLEHEM RD COTTONDALE FL 324317710, COTTONDALE, FL 32431-7710

Mortgage

Document Number	0015200817
Date	Jan 30, 2017
Book Page	001520/000817
Instrument	32001074

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	924 Months
Due	Jan 29, 2094

Interest

Rate Type	Adjustable Rate
Rate	4.7%

Tax Assessment & Valuation

The 2025 property tax bill for 2226 Bethlehem Rd was $2,144, up 4.6% from the year before.

Source: Jackson County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,144.00 (+4.59%)	$161,006 (-1.94%) Land $15,300 Building $145,706	$161,006 (-1.94%) Land $15,300 Building $145,706
2024	$2,050.00 (+17.55%)	$164,183 (+23.64%) Land $15,300 Building $148,883	$164,183 (+23.64%) Land $15,300 Building $148,883
2023	$1,744.00 (+368.82%) Homeowner's exemption Disabled Person's exemption Widower's exemption	$132,795 (+103.02%) Land $15,300 Building $117,495	$132,795 (+55.87%) Land $15,300 Building $117,495
2022	$372.00 Homeowner's exemption Disabled Person's exemption Widower's exemption	$65,410	$85,197 Land $14,400 Building $70,797

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2226 Bethlehem Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2226 Bethlehem Rd is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bethlehem Rd

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