2156 Bethlehem Rd, Cottondale, FL 32431 Property Records

Jackson County property record for 2156 Bethlehem Rd, Cottondale, FL 32431

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 2003
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$196,500 (Aug 2026)
Tax Bill	$651 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-4N-11-0000-0020-0030`

Property Details

APN / Parcel Number

Primary APN	`28-4N-11-0000-0020-0030`
Alternative APN	`11 N 428000000200030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,300 sqft Living Area
Gross Area	1,656 sqft
1st Floor Area	1,300 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Bungalow
Exterior Material	Asbestos
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Porch	Slab
Deck Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2156 BETHLEHEM RD
City	COTTONDALE
State	FL
Zip	32431-7708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OR 307 P 842 OR 976 P 976 COMM AT NWC OF SECT, RUN S ALONG W LINE OF NW1/4 OF NW1/4 520 FT TO N BNDY OF CNTY GRADED ROAD, SE/LY 1490 FT TO BEGIN, NE/LY PERPENDICULAR TO DIRT RD 165 FT, SE/LY PARALLEL 264 FT, SW/LY 165 FT, NW/LY ALONG ROAD 264 FT TO P
Legal Range	11W
Legal Township	04N
Legal Section	28
Legal Block	30
Legal Lot Number	20
Jurisdiction	JACKSON FL
Township / Civil Division	ALFORD
Census Block Group	2
Census Block	2010
Census Tract	211100

Owner

Source: Jackson County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2156 BETHLEHEM RD, COTTONDALE, FL 32431-7708
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Dec 30, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ENVISION CU
Oct 1, 2019	Deed of Trust, Mortgage · Conventional with PMI ENVISION CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2026 · Amount on Record
Deed Sale	Aug 3, 2026 · Amount on Record
Prior Sale	Feb 6, 2009 · Amount on Record
Deed Document Number	20269175
Deed Book / Page	1934 / 738
Prior Transfer Date	Dec 13, 2021
Prior Transfer Doc	0017300227
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON FL
Recording Date	Aug 3, 2026
Property Address	2156 BETHLEHEM RD, COTTONDALE, FL 32431-7708
Document Number	0000009175
Book / Page	1934 / 738
Instrument Date	Jul 31, 2026
Instrument	20269175
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	SOUTH OAK TITLE LLC, SOUTH OAK TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$138,925.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2156 BETHLEHEM RD, COTTONDALE, FL 32431-7708

Mortgage

Document Number	0000009176,
Date	Aug 3, 2026
Book Page	1934/740
Instrument	20269176

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON FL
Recording Date	Dec 30, 2021
Property Address	2156 BETHLEHEM RD, COTTONDALE, FL 32431-7708
Document Number	0017300227
Book / Page	1730 / 227
Instrument Date	Dec 13, 2021
Instrument	202132015998
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	CALHOUN-LIBERTY ABSTRACT COMPANY, CALHOUN LIBERTY ABASTRACT CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2156 BETHLEHEM RD, COTTONDALE, FL 32431-7708

Mortgage

Document Number	0001730229
Date	Dec 30, 2021
Instrument	1730/229

Lender

Name	ENVISION CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2042

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON FL
Property Address	2156 BETHLEHEM RD, COTTONDALE, FL 32431-7708
Document Number	0016260643
Instrument Date	Oct 1, 2019
Transaction Type	Mortgage
Record Updated	Nov 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2156 BETHLEHEM RD COTTONDALE FL 324317708, COTTONDALE, FL 32431-7708

Mortgage

Document Number	0016260643
Date	Oct 8, 2019
Book Page	001626/000643
Instrument	32011926

Lender

Name	ENVISION CU
Type	Credit Union
Address	TALLAHASSEE, FL 32301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Oct 7, 2034

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$651.00 (+3.99%)	$89,255 (+2.9%)	$123,128 (-1.16%) Land $8,500 Building $114,628
2024	$626.00 (+8.3%) Homeowner's exemption	$86,740 (+3%)	$124,570 (+3.21%) Land $8,500 Building $116,070
2023	$578.00 (+12.23%) Homeowner's exemption	$84,214 (+3%)	$120,701 (+22.11%) Land $8,500 Building $112,201
2022	$515.00 Homeowner's exemption	$81,761	$98,843 Land $8,000 Building $90,843

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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