2225 Whitewater Dr, Bertram, TX 78605 Property Records

Burnet County property record for 2225 Whitewater Dr, Bertram, TX 78605

Property Summary

Property TypeSingle Family Home
Details3 bd · 2,430 sqft · built 2022
Lot Size1.93 acres (84,506 sqft)
Owner2 Individual Names on File
Tax Bill$8,398 (2025)
Deeds & MortgagesMar 2023 Mortgage
Aug 2021 Sale
Flood ZoneZone X (minimal risk)
APN08530-0200-00141-000

Property Details

APN / Parcel Number

Primary APN08530-0200-00141-000
Alternative APN
  • 63645

Interior

Bedrooms3 Beds
Stories1 Story
Building Area2,430 sqft Living Area
Gross Area3,652 sqft
1st Floor Area2,430 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Lot Area84,506 sqft
Garage TypeAttached
Garage Area1,222 sqft
Parking Spaces5 Parking Spaces
PorchPorch

Location & Zoning

Street Address2225 WHITEWATER DR
CityBERTRAM
StateTX
Zip78605-4763
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS8530 WHITEWATER SPRINGS LOT 141 SEC 2
Legal SubdivisionWHITEWATER SPRINGS
Legal Block2
Legal Lot Number141
JurisdictionBURNET TX
Township / Civil DivisionBURNET
Census Block Group2
Census Block2054
Census Tract960402

Owner

2225 Whitewater Dr is owned and occupied by two individuals who acquired it in August 2021.

Source: Burnet County records, as of September 9, 2026

Owner of Record2 Individual Names on File
Mailing Address2225 WHITEWATER DR, BERTRAM, TX 78605-4763
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2023Deed of Trust, Mortgage · Conventional Mortgage
SECURITY STATE BANK & TRUST
Aug 18, 2021Warranty Deed, Transfer
E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2021
Deed SaleAug 18, 2021
Deed Document Number202113835
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURNET TX
Property Address2225 WHITEWATER DR, BERTRAM, TX 78605-4763
Transaction TypeMortgage
Record UpdatedDec 4, 2023
Title CompanyINDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address8316 BREEZE WAY, JONESTOWN, TX 78645-9647

Mortgage

Document Number0202302307
DateMar 13, 2023
Instrument202302307
Lender
NameSECURITY STATE BANK & TRUST
TypeBank
AddressFREDERICKSBURG, TX 78624
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2053

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURNET TX
Recording DateAug 18, 2021
Property Address2225 WHITEWATER DR, BERTRAM, TX 78605-4763
Document Number0202113835
Map ReferenceCAB 2 SL 120-D
Instrument DateAug 17, 2021
Instrument202113835
Transaction TypeTransfer
Record UpdatedDec 4, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8316 BREEZE WAY, JONESTOWN, TX 78645-9647

Tax Assessment & Valuation

The 2025 property tax bill for 2225 Whitewater Dr was $8,398 with a homeowner's exemption, down 16.2% from the year before.

Source: Burnet County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBurnet County
Unified School DistrictBurnet Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$735,122 (+0.02%) Land $108,485 Building $626,637$735,122 (+0.02%) Land $108,485 Building $626,637
2025$8,398.00 (-16.17%) Homeowner's exemption$735,000 Land $104,623 Building $630,377$735,000 Land $104,623 Building $630,377
2024$10,018.00 (+11.76%)
2023$8,964.00$672,104 Land $120,280 Building $551,824$672,104 Land $120,280 Building $551,824

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2225 Whitewater Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2025 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2225 Whitewater Dr is high, ranking above 75% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 67% of Texas
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHITEWATER SPRINGS WATER SYSTEM
private · serves 450 people · EPA ID TX0270124
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6
Hill Country Networks
Fixed Wireless
25 / 5
T-Mobile
Fixed Wireless
25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Whitewater Dr

Nearby Streets

Search Property Records by Address or Parcel Number