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2221 Whitewater Dr, Bertram, TX 78605 Property Records

Burnet County property record for 2221 Whitewater Dr, Bertram, TX 78605

Property Summary

Property TypeSingle Family Home
Details2,598 sqft
Lot Size1.91 acres (83,200 sqft)
Owner2 Individual Names on Record
Last Sale$92,036 (Apr 2022)
Tax Bill$1,353 (2025)
Deeds & MortgagesJul 2025 Construction Loan
Apr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN08530-0200-00140-000

Property Details

APN / Parcel Number

Primary APN08530-0200-00140-000
Alternative APN
  • 63644

Interior

Stories1 Story
Building Area2,598 sqft Living Area
Gross Area3,248 sqft
1st Floor Area2,001 sqft

Exterior

Lot Area83,200 sqft
Garage TypeAttached
Garage Area650 sqft
PorchPorch

Location & Zoning

Street Address2221 WHITEWATER DR
CityBERTRAM
StateTX
Zip78605-4763
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS8530 WHITEWATER SPRINGS LOT 140 SEC 2
Legal SubdivisionWHITEWATER SPRINGS
Legal Block2
Legal Lot Number140
JurisdictionBURNET TX
Township / Civil DivisionBURNET
Census Block Group2
Census Block2054
Census Tract960402

Owner

Source: Burnet County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2221 WHITEWATER DR, BERTRAM, TX 78605-4763
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2025Deed of Trust, Mortgage · Construction Mortgage
UNITED WHOLESALE MORTGAGE
Apr 14, 2022Vendor's Lien, Transfer · Conventional Mortgage
VETERANS LAND BOARD OF THE STATE OF

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 14, 2022 · Amount on Record
Deed SaleApr 14, 2022 · Amount on Record
Deed Document Number20225981
Record UpdatedOct 29, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURNET TX
Property Address2221 WHITEWATER DR, BERTRAM, TX 78605-4763
Transaction TypeMortgage
Record UpdatedOct 23, 2025
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2221 WHITEWATER DR, BERTRAM, TX 78605-4763

Mortgage

Document Number0202507464
DateJul 29, 2025
Instrument202507464
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term369 Months
DueApr 1, 2056

April 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBURNET TX
Recording DateApr 14, 2022
Property Address2221 WHITEWATER DR, BERTRAM, TX 78605-4763
Document Number0202205981
Map ReferenceCAB 2 SL 120-D
Instrument DateApr 14, 2022
Instrument202205981
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 BROOKE ST, HUTTO, TX 78634-5086

Mortgage

Document Number0202205982
DateApr 14, 2022
Instrument202205982
Lender
NameVETERANS LAND BOARD OF THE STATE OF
TypeGovernment Agency
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

Source: Burnet County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBurnet County
Unified School DistrictBurnet Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$605,460 (+485.31%) Land $107,208 Building $498,252$605,460 (+485.31%) Land $107,208 Building $498,252
2025$1,353.00 (-14.58%)$103,443 (-12.65%) Land $103,443$103,443 (-12.65%) Land $103,443
2024$1,584.00 (+0.32%)
2023$1,579.00$118,420 Land $118,420$118,420 Land $118,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2025 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 67% of Texas
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHITEWATER SPRINGS WATER SYSTEM
private · serves 450 people · EPA ID TX0270124
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Verizon
Fixed Wireless		25 / 6
Hill Country Networks
Fixed Wireless		25 / 5
T-Mobile
Fixed Wireless		25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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