2225 Baxter Canyon Rd, Vista, CA 92081 Property Records

San Diego County property record for 2225 Baxter Canyon Rd, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,920 sqft · built 1993
Lot Size	0.215 acres (9,371 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Feb 2026)
Tax Bill	$8,359 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2024 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`219-523-06-00`

Property Details

APN / Parcel Number

Primary APN	`219-523-06-00`
Alternative APN	`2195204200`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,920 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	9,371 sqft (0.215 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2195204200
Street Address	2225 BAXTER CANYON RD
City	VISTA
State	CA
Zip	92081-8331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPI
Legal Description	LOT 90 TR 012568
Legal Subdivision	88-04 VISTA
Legal Tract	012568
Legal Block	1
Legal Lot Number	90
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	19811

Owner

2225 Baxter Canyon Rd is owned and occupied by two individuals who bought it in February 2026.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2225 BAXTER CANYON RD, VISTA, CA 92081-8331
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · Commercial Mortgage MICHAEL MILLER
Jul 24, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Feb 3, 2026	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 10, 2019	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 28, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Dec 28, 2018	Loan Modification, Mortgage · FHA Mortgage PINGORA LOAN SVCNG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2026 · Amount on File
Deed Sale	Feb 3, 2026 · Amount on File
Prior Sale	Sep 12, 2016 · Amount on File
Deed Document Number	202630268
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2225 BAXTER CANYON RD, VISTA, CA 92081-8331
Transaction Type	Mortgage
Record Updated	Feb 11, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2225 BAXTER CANYON RD, VISTA, CA 92081-8331

Mortgage

Document Number	0000306198
Date	Oct 30, 2025
Instrument	2025-0306198

Lender

Name	MICHAEL MILLER
Type	Private Party
Address	28924 DAVENPORT CT, TEMECULA, CA 92591

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2225 BAXTER CANYON RD, VISTA, CA 92081-8331
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2225 BAXTER CANYON RD, VISTA, CA 92081-8331

Mortgage

Document Number	0000190924
Date	Jul 24, 2024
Instrument	2024-0190924

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	FISHERS, IN 46037

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	481 Months
Due	Aug 1, 2064

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 3, 2026
Property Address	2225 BAXTER CANYON RD, VISTA, CA 92081-8331
Document Number	0000030268
Map Reference	MAP 12568
Instrument Date	Jan 16, 2026
Instrument	2026-0030268
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8583 AERO DR APT 1041, 1041, SAN DIEGO, CA 92123-1719

Mortgage

Document Number	0000030269
Date	Feb 3, 2026
Instrument	2026-0030269

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2225 BAXTER CANYON RD, VISTA, CA 92081-8331
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000453587
Date	Oct 10, 2019
Instrument	2019-0453587

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 9, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2225 BAXTER CANYON RD, VISTA, CA 92081-8331
Document Number	0000044751
Instrument Date	Dec 28, 2018
Transaction Type	Mortgage
Record Updated	Feb 13, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2225 BAXTER CANYON RD VISTA CA 920818331, VISTA, CA 92081-8331

Mortgage

Document Number	0000044751
Date	Feb 7, 2019
Instrument	44751

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2049

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	2225 BAXTER CANYON RD, VISTA, CA 92081-8331
Document Number	0000044750
Instrument Date	Dec 28, 2018
Transaction Type	Mortgage
Record Updated	Feb 13, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2225 BAXTER CANYON RD VISTA CA 920818331, VISTA, CA 92081-8331

Mortgage

Document Number	0000044750
Date	Feb 7, 2019
Instrument	44750

Lender

Name	PINGORA LOAN SVCNG
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 2225 Baxter Canyon Rd was $8,359, up 5.7% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$680,674 (+2%) Land $369,509 Building $311,165
2025	$8,359.00 (+5.69%) Homeowner's exemption	$667,328 Land $362,264 Building $305,064
2024	$7,909.00 (+2.22%)
2023	$7,737.00 (+0.23%) Homeowner's exemption	$641,417 (+2%) Land $348,198 Building $293,219
2022	$7,719.00 Homeowner's exemption	$628,841 Land $341,371 Building $287,470

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2225 Baxter Canyon Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2225 Baxter Canyon Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum, T-Mobile.

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