2224 Gabbard Rd, Berea, KY 40403 Property Records

Garrard County property record for 2224 Gabbard Rd, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	built 2005
Lot Size	2.99 acres (130,244 sqft)
Owner	Company Name on Record
Last Sale	$140,000 (Mar 2022)
Tax Bill	$203 (2025)
Deeds & Mortgages	Oct 2013 Mortgage Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`71-36.07`

Property Details

APN / Parcel Number

Primary APN	`71-36.07`
Alternative APN	`22491`

Interior

Stories	1 Story

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	130,244 sqft (2.99 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	22491
Street Address	2224 GABBARD RD
City	BEREA
State	KY
Zip	40403-8977
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL 2B 2.99 AC DEER VALLEY
Legal Subdivision	DEER VALLEY ROAD SUB-DIVISION
Jurisdiction	GARRARD KY
Township / Civil Division	PAINT LICK
Census Block Group	2
Census Block	2017
Census Tract	970400

Owner

Source: Garrard County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	2224 GABBARD RD, BEREA, KY 40403-8977
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2013	Deed of Trust, Mortgage QUICKEN LOANS INC
Dec 8, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2022 · Amount on Record
Deed Sale	Mar 2, 2022 · Amount on Record
Deed Document Number	2022167958
Deed Book / Page	314 / 522
Record Updated	Oct 29, 2026

October 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	2224 GABBARD RD, BEREA, KY 40403-8977
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000327/337
Date	Oct 1, 2013
Book Page	327/337
Instrument	118134

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2043

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARRARD KY
Recording Date	Dec 8, 2020
Property Address	2224 GABBARD RD, BEREA, KY 40403-8977
Document Number	00D306/700
Book / Page	D306 / 700
Map Reference	DB 226 PG 659
Instrument Date	Dec 3, 2020
Instrument	159751
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$102.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	467 CRANK RD, TYNER, KY 40486-8383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2224 GABBARD RD, BEREA, KY 40403-8977

Tax Assessment & Valuation

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,000 (+5%) Land $30,000	$30,000 (+5%) Land $30,000
2025	$203.00 (-0.49%)	$20,000 (-) Land $20,000	$20,000 (-) Land $20,000
2024	$204.00 (-2.86%)	$20,000 (-) Land $20,000	$20,000 (-) Land $20,000
2023	$210.00 (-80.56%)	$20,000 (-80.31%) Land $20,000	$20,000 (-80.31%) Land $20,000
2022	$1,080.00	$101,550 Land $20,000 Building $81,550	$101,550 Land $20,000 Building $81,550

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1991–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN ROCKCASTLE WATER ASSOC private · serves 12,623 people · EPA ID KY1020891
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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