1508 Gabbard Rd, Berea, KY 40403 Property Records

Garrard County property record for 1508 Gabbard Rd, Berea, KY 40403

Property Summary

Property Type	Rural Home
Details	702 sqft · built 2010
Lot Size	16.8 acres (732,984 sqft)
Owner	2 Individual Names on File
Last Sale	$143,000 (May 2013)
Tax Bill	$3,862 (2025)
Deeds & Mortgages	Jun 2014 Mortgage Apr 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-36.19`

Property Details

APN / Parcel Number

Primary APN	`71-36.19`
Alternative APNs	`16256` `24834`

Interior

Stories	1 Story
Building Area	702 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	732,984 sqft (16.8 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	24834
Street Address	1508 GABBARD RD
City	BEREA
State	KY
Zip	40403-8970
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	TR 14 A 16.827 AC
Legal Subdivision	DEER VALLEY
Legal Tract	14
Jurisdiction	GARRARD KY
Township / Civil Division	PAINT LICK
Census Block Group	2
Census Block	2017
Census Tract	970400

Owner

1508 Gabbard Rd, a rural home, is owned and occupied by two individuals who bought it in May 2013.

Source: Garrard County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1508 GABBARD RD, BEREA, KY 40403-8970
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2014	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Apr 20, 2023	Deed, Transfer
May 14, 2013	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2013 · Amount on File
Deed Sale	May 14, 2013 · Amount on File
Deed Document Number	2013116453
Deed Book / Page	270 / 543
Record Updated	Oct 29, 2026

June 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	1508 GABBARD RD, BEREA, KY 40403-8970
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000332/289
Date	Jun 5, 2014
Book Page	332/289
Instrument	120799

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2044

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Apr 20, 2023
Property Address	1508 GABBARD RD, BEREA, KY 40403-8970
Document Number	00D320/742
Book / Page	D320 / 742
Map Reference	DB 270 PG 543
Instrument Date	Mar 31, 2023
Instrument	175279
Transaction Type	Transfer
Record Updated	May 5, 2026

Transaction

Amount	Amount on Record
Tax	$455.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2119 E HAMM RD, AUSTIN, IN 47102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1508 GABBARD RD, BEREA, KY 40403-8970

May 2013: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	May 14, 2013
Property Address	1508 GABBARD RD, BEREA, KY 40403-8970
Document Number	000270/543
Book / Page	270 / 543
Instrument	116453
Transaction Type	Transfer
Record Updated	May 5, 2026

Transaction

Amount	Amount on Record
Tax	$143.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	863 BROCK RD, PAINT LICK, KY 40461-9528

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	613 WHITNEY AVE, WINTHROP HARBOR, IL 60096-1361

Tax Assessment & Valuation

The 2025 property tax bill for 1508 Gabbard Rd was $3,862 with a disabled person's exemption, down 11.9% from the year before.

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$428,000 (-)	$455,000 (+6.31%) Land $455,000
2025	$3,862.00 (-11.91%)	$428,000 (-) Land $8,000 Building $420,000	$428,000 (-) Land $8,000 Building $420,000
2024	$4,384.00 (+224.98%)	$428,000 (+234.38%) Land $8,000 Building $420,000	$428,000 (+234.38%) Land $8,000 Building $420,000
2023	$1,349.00 (-0.95%)	$128,000 (-) Land $8,000 Building $120,000	$128,000 (-) Land $8,000 Building $120,000
2022	$1,362.00	$128,000 Land $8,000 Building $120,000	$128,000 Land $8,000 Building $120,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1508 Gabbard Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1991–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1508 Gabbard Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN ROCKCASTLE WATER ASSOC private · serves 12,623 people · EPA ID KY1020891
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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