2224 Cardinal Loop, Stanley, NC 28164 Property Records

Lincoln County property record for 2224 Cardinal Loop, Stanley, NC 28164 · Last verified November 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1994
Square Footage	1,745 sqft Finished Area
Lot Size	19,907 sqft (0.457 acres)
Occupancy	Owner Occupied
Last Sale	$258,000 (2018)
Tax Bill	$2,759.00 (2023)

Owner

Source: Lincoln County records · APN 4601-21-0819

Assessment roll updated January 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2224 CARDINAL LOOP, STANLEY, NC 28164-7789
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 07, 2018 · Amount on Record
Deed Sale	Dec 07, 2018 · Amount on Record
Deed Doc Number	0000278661
Deed Book / Page	2786 / 61
Record Refreshed	Jun 07, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Dec 07, 2018
Property Address	2224 CARDINAL LOOP, STANLEY, NC 28164-7789
Document Number	278661
Book / Page	002786 / 000061
Instrument Date	Dec 07, 2018
Instrument	586480
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$516.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2224 CARDINAL LOOP STANLEY NC 281647789, STANLEY, NC 28164-7789

Mortgage

Document Number	278663
Date	Dec 07, 2018
Book Page	002786/000063
Instrument	586481

Lender

Name	FIRST RELIANCE BK
Type	Bank
Address	FLORENCE, SC 29464

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 06, 2033

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated January 1, 2023 · Last verified November 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,759.00	$438,906 Land $50,000 Building $388,906	$438,906 Land $50,000 Building $388,906

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`4601-21-0819`
Alternative APNs	`460103210819` `270733` `57351`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	1,745 sqft Finished Area
Gross Area	3,490 sqft Gross Area
Basement Area	1,745 sqft Basement
Finished Basement	593 sqft Finished
Unfinished Basement	1,152 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1994
Architectural Style	Ranch Style
Exterior Material	Brick Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Lot Area	19,907 sqft (0.457 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating

Location & Zoning

Account Number	270733
Old Parcel Number	460103210819
Street Address	2224 CARDINAL LOOP
City	STANLEY
State	NC
Zip	28164-7789
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LAND CARDINAL LOOP
Legal Subdivision	LOWESVILLE SEC 02
Legal Block	21
Jurisdiction	LINCOLN NC
Minor Civil Division	CATAWBA SPRINGS
Census Blockgroup	3
Census Block	3023
Census Tract	71102