2209 Cardinal Loop, Stanley, NC 28164 Property Records

Lincoln County property record for 2209 Cardinal Loop, Stanley, NC 28164 · Last verified November 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Architecture Style	Ranch
Year Built	Built 1994
Square Footage	1,768 sqft Finished Area
Lot Size	26,223 sqft (0.601 acres)
Occupancy	Owner Occupied
Tax Bill	$2,507.00 (2023)

Owner

Source: Lincoln County records · APN 4601-21-1678

Assessment roll updated January 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2209 CARDINAL LOOP, STANLEY, NC 28164-7789
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 08, 1999
Deed Sale	May 08, 1999
Deed Doc Number	000099E188
Record Refreshed	Jun 07, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2209 CARDINAL LOOP, STANLEY, NC 28164-7789
Document Number	2683941
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Oct 01, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2209 CARDINAL LOOP STANLEY NC 281647789, STANLEY, NC 28164-7789

Mortgage

Document Number	2683941
Date	Aug 08, 2017
Book Page	002683/000941
Instrument	566301

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 07, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated January 1, 2023 · Last verified November 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,507.00	$396,997 Land $50,000 Building $346,997	$396,997 Land $50,000 Building $346,997

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`4601-21-1678`
Alternative APNs	`460103211678` `136832` `33208`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,768 sqft Finished Area
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1994
Architectural Style	Ranch Style
Exterior Material	Brick Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Lot Area	26,223 sqft (0.601 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating

Location & Zoning

Account Number	136832
Old Parcel Number	460103211678
Street Address	2209 CARDINAL LOOP
City	STANLEY
State	NC
Zip	28164-7789
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOWESVILLE DEV. LAND
Legal Block	21
Jurisdiction	LINCOLN NC
Minor Civil Division	CATAWBA SPRINGS
Census Blockgroup	3
Census Block	3024
Census Tract	71102