2223 Lovers Ln, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 2223 Lovers Ln, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	750 sqft · built 1932
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$204,300 (Oct 2020)
Tax Bill	$1,478 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2018 Mortgage
APN	`06-2.0-04-001-000-055.000`

Property Details

APN / Parcel Number

Primary APN	`06-2.0-04-001-000-055.000`

Interior

Building Area	750 sqft Base Area
1st Floor Area	750 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	140 ft deep x 75 ft wide

Location & Zoning

Street Address	2223 LOVERS LN
City	SAINT JOSEPH
State	MO
Zip	64505-2247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:LOVERS LANE LOT:2 BLK:LGL DESC:L 2 NE 1/2 L 3
Legal Subdivision	LOVERS LANE
Legal Lot Number	2-3
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1007
Census Tract	500

Owner

2223 Lovers Ln is owned and occupied by two individuals who bought it in October 2020.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2223 LOVERS LN, SAINT JOSEPH, MO 64505-2247
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Aug 3, 2018	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2020 · Amount on File
Deed Sale	Oct 1, 2020 · Amount on File
Prior Sale	Aug 3, 2018 · Amount on File
Deed Document Number	20209112
Deed Book / Page	3753 / 929
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Oct 1, 2020
Property Address	2223 LOVERS LN, SAINT JOSEPH, MO 64505-2247
Document Number	003753/929
Book / Page	3753 / 929
Instrument Date	Sep 8, 2020
Instrument	2020009112
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	NOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2223 LOVERS LN, SAINT JOSEPH, MO 64505-2247
Investor	Possibly a Property Investor

Mortgage

Document Number	2020009113
Date	Oct 1, 2020
Instrument	2020009113

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Aug 3, 2018
Property Address	2223 LOVERS LN, SAINT JOSEPH, MO 64505-2247
Document Number	2018007050
Instrument Date	Aug 1, 2018
Instrument	2018007050
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2223 LOVERS LN, SAINT JOSEPH, MO 64505-2247

Mortgage

Document Number	2018007051
Date	Aug 3, 2018
Instrument	2018007051

Lender

Name	PRIMELENDING
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2223 Lovers Ln was $1,478.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,478.00	$20,490 Land $5,230 Building $15,260	$107,820 Land $27,500 Building $80,320
2024	$1,478.00 (+31.38%)
2023	$1,125.00 (-0.62%)	$16,950 (-) Land $5,230 Building $11,720	$89,200 Land $27,500 Building $61,700
2022	$1,132.00	$16,950 Land $5,230 Building $11,720
2021			$89,200 Land $27,500 Building $61,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 2223 Lovers Ln; there have been 14 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	14 (1982–1993)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2223 Lovers Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lovers Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures