Buchanan County property record for 2221 Lovers Ln, Saint Joseph, MO 64505
| Property Type | Single Family Home |
|---|---|
| Details | 2,172 sqft · built 1952 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Jul 2012) |
| Tax Bill | $2,222 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit |
| APN | 06-2.0-04-001-000-054.000 |
| Primary APN | 06-2.0-04-001-000-054.000 |
|---|
| Building Area | 2,172 sqft Base Area |
|---|---|
| 1st Floor Area | 2,172 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Lot Area | 14,000 sqft (0.321 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Street Address | 2221 LOVERS LN |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64505-2247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:LOVERS LANE LOT:3 BLK:LGL DESC:SW 1/2 LOT 3 ALL LOT 4 NE 1/2 LOT 5 |
| Legal Subdivision | LOVERS LANE |
| Legal Lot Number | 3-5 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 500 |
2221 Lovers Ln is owned and occupied by an individual who bought it in July 2012.
Source: Buchanan County records, as of September 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2221 LOVERS LN, SAINT JOSEPH, MO 64505-2247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2012 · Amount on File |
| Deed Sale | Jul 6, 2012 · Amount on File |
| Prior Sale | Jan 5, 2012 |
| Deed Document Number | 20128190 |
| Deed Book / Page | 3343 / 133 |
| Prior Transfer Date | Apr 2, 2010 |
| Prior Transfer Doc | 03204/0026 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Sep 1, 2026 |
| Property Address | 2221 LOVERS LN, SAINT JOSEPH, MO 64505-2247 |
| Document Number | 0000007303 |
| Book / Page | 3822 / 43 |
| Instrument Date | Aug 27, 2026 |
| Instrument | 20267303 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2221 LOVERS LN, SAINT JOSEPH, MO 64505-2247 |
| Document Number | 0000007303, |
|---|---|
| Date | Sep 1, 2026 |
| Book Page | 3822/43 |
| Instrument | 20267303 |
| Name | BANK MIDWEST |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 2221 Lovers Ln was $2,222.
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,222.00 | $30,960 Land $5,700 Building $25,260 | $162,930 Land $30,000 Building $132,930 |
| 2024 | $2,222.00 (+15.43%) | ||
| 2023 | $1,925.00 (-0.67%) | $29,260 (-) Land $5,700 Building $23,560 | $154,000 Land $30,000 Building $124,000 |
| 2022 | $1,938.00 | $29,260 Land $5,700 Building $23,560 | |
| 2021 | $154,000 Land $30,000 Building $124,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 2221 Lovers Ln; there have been 14 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 14 (1982–1993) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2221 Lovers Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
5G (outdoors only) and 4G LTE
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