2223 Locust St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 2223 Locust St, Saint Joseph, MO 64501

Property Summary

Property Type	Single Family Home
Details	736 sqft · built 1925
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Tax Bill	$326 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Jun 2023 Transfer + 1 more
APN	`06-5.0-16-001-004-021.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-16-001-004-021.000`

Interior

Building Area	736 sqft Base Area
1st Floor Area	736 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	120 ft deep x 35 ft wide

Location & Zoning

Street Address	2223 LOCUST ST
City	SAINT JOSEPH
State	MO
Zip	64501-3120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:HARTWIG & NEIBEL'S LOT:42 BLK:1LGL DESC:E 10' LOT 43
Legal Subdivision	HARTWIG & NEIBELS
Legal Block	1
Legal Lot Number	42-43
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	5
Census Block	5002
Census Tract	1500

Owner

2223 Locust St is owned by an individual who acquired it in June 2023.

Source: Buchanan County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1519 CHARLES ST, SAINT JOSEPH, MO 64501-2947
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Construction Mortgage CONNECTION BANK
Jun 7, 2023	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Jul 19, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2023
Deed Sale	Jun 7, 2023
Deed Document Number	20234103
Deed Book / Page	3787 / 583
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Recording Date	Jul 21, 2026
Property Address	2223 LOCUST ST, SAINT JOSEPH, MO 64501-3120
Document Number	0000005929
Book / Page	3820 / 675
Instrument Date	Jul 16, 2026
Instrument	20265929
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	FIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	225 FLORENCE RD, SAINT JOSEPH, MO 64504-1069

Mortgage

Document Number	0000005929,
Date	Jul 21, 2026
Book Page	3820/675
Instrument	20265929

Lender

Name	CONNECTION BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.47%
Max Rate	-1%

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 7, 2023
Property Address	2223 LOCUST ST, SAINT JOSEPH, MO 64501-3120
Document Number	003787/586
Book / Page	3787 / 586
Instrument Date	Jun 7, 2023
Instrument	2023004103
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1519 CHARLES ST, SAINT JOSEPH, MO 64501-2947

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jul 19, 2017
Property Address	2223 LOCUST ST, SAINT JOSEPH, MO 64501-3120
Document Number	2017006932
Instrument Date	Jul 18, 2017
Instrument	2017006932
Transaction Type	Transfer
Record Updated	Jun 27, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2223 LOCUST ST, SAINT JOSEPH, MO 64501-3120

Tax Assessment & Valuation

The 2025 property tax bill for 2223 Locust St was $326, up 0.3% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$326.00 (+0.31%)	$4,510 Land $1,180 Building $3,330	$23,780 Land $6,230 Building $17,550
2024	$325.00 (+14.84%)
2023	$283.00 (-0.7%)	$4,280 (-) Land $1,180 Building $3,100	$22,560 Land $6,230 Building $16,330
2022	$285.00	$4,280 Land $1,180 Building $3,100
2021			$22,560 Land $6,230 Building $16,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2223 Locust St; there have been 4 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1984–2007)
Most Recent Claim	May 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2223 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 617 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T.

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