2220 Locust St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 2220 Locust St, Saint Joseph, MO 64501

Property Summary

Property Type	Residential Vacant Land
Details	672 sqft · built 1905
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on File
Tax Bill	$70 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Sep 2022 Sale + 1 more
APN	`06-5.0-16-001-004-036.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-16-001-004-036.000`

Interior

Building Area	672 sqft Base Area
1st Floor Area	672 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	120 ft deep x 25 ft wide

Location & Zoning

Street Address	2220 LOCUST ST
City	SAINT JOSEPH
State	MO
Zip	64501-3121
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	CITY
Legal Description	SUB:HARTWIG & NEIBEL'S LOT:17 BLK:4LGL DESC:
Legal Subdivision	HARTWIG & NEIBELS
Legal Block	4
Legal Lot Number	17
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	5
Census Block	5004
Census Tract	1500

Owner

2220 Locust St, residential vacant land, is owned by two individuals who acquired it in September 2022.

Source: Buchanan County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9662 HEATHER LN, MANHATTAN, KS 66502-1884
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Construction Mortgage CONNECTION BANK
Sep 20, 2022	Deed, Transfer
Sep 20, 2022	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2022
Deed Sale	Sep 20, 2022
Prior Sale	Sep 20, 2022
Deed Document Number	20229100
Deed Book / Page	3780 / 476
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Recording Date	Jul 21, 2026
Property Address	2220 LOCUST ST, SAINT JOSEPH, MO 64501-3121
Document Number	0000005929
Book / Page	3820 / 675
Instrument Date	Jul 16, 2026
Instrument	20265929
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	FIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	225 FLORENCE RD, SAINT JOSEPH, MO 64504-1069

Mortgage

Document Number	0000005929,
Date	Jul 21, 2026
Book Page	3820/675
Instrument	20265929

Lender

Name	CONNECTION BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate	6.47%
Max Rate	-1%

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	Sep 20, 2022
Property Address	2220 LOCUST ST, SAINT JOSEPH, MO 64501-3121
Document Number	003780/476
Book / Page	3780 / 476
Instrument Date	Sep 20, 2022
Instrument	2022009100
Transaction Type	Transfer
Record Updated	Jan 30, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1748 COLLINS DR, PLATTE CITY, MO 64079-9670

September 2022: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	BUCHANAN MO
Recording Date	Sep 20, 2022
Property Address	2220 LOCUST ST, SAINT JOSEPH, MO 64501-3121
Document Number	003780/475
Book / Page	3780 / 475
Instrument Date	Aug 22, 2022
Instrument	2022009099
Transaction Type	Foreclosure
Record Updated	Jan 30, 2023

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 JULES ST, SAINT JOSEPH, MO 64501-1731

Tax Assessment & Valuation

The 2025 property tax bill for 2220 Locust St was $70, up 1.4% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$70.00 (+1.45%)	$920 Land $920	$4,850 Land $4,850
2024	$69.00 (+7.81%)
2023	$64.00	$920 (-) Land $920	$4,850 Land $4,850
2022	$64.00	$920 Land $920
2021			$4,850 Land $4,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2220 Locust St; there have been 4 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1984–2007)
Most Recent Claim	May 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2220 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 617 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T.

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