2223 Ensign St, Duluth, MN 55811 Property Records

St. Louis County property record for 2223 Ensign St, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1949
Lot Size	0.223 acres (9,750 sqft)
Owner	Individual Name on Record
Tax Bill	$2,366 (2026)
Deeds & Mortgages	Nov 2017 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-4550-00910`

Property Details

APN / Parcel Number

Primary APN	`010-4550-00910`
Alternative APNs	`1166881` `10266`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	720 sqft Gross Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	9,750 sqft (0.223 acres)
Garage Area	960 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	20 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1166881
Street Address	2223 ENSIGN ST
City	DULUTH
State	MN
Zip	55811-3006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 AND WLY 1/2 OF LOT 17 SERIAL #
Legal Subdivision	WEST END CENTRAL DIV OF DULUTH
Legal Block	4
Legal Lot Number	16-17
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	4
Census Block	4009
Census Tract	2300

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2223 ENSIGN ST, DULUTH, MN 55811-3006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Nov 8, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 28, 2024
Transfer Doc	0001079968
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2223 ENSIGN ST, DULUTH, MN 55811-3006
Document Number	000T992348
Instrument Date	Nov 8, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	AMERICAN ADVISORS GROUP, AMERICAN ADVISORS GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2223 ENSIGN ST DULUTH MN 558113006, DULUTH, MN 55811-3006

Mortgage

Document Number	000T992348
Date	Nov 17, 2017
Instrument	T992348

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1056 Months

Interest

Rate Type	Adjustable Rate
Rate	4.79%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2223 ENSIGN ST, DULUTH, MN 55811-3006
Document Number	000T992347
Instrument Date	Nov 8, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017
Title Company	AMERICAN ADVISORS GROUP, AMERICAN ADVISORS GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2223 ENSIGN ST DULUTH MN 558113006, DULUTH, MN 55811-3006

Mortgage

Document Number	000T992347
Date	Nov 17, 2017
Instrument	T992347

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1056 Months

Interest

Rate Type	Adjustable Rate
Rate	4.79%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,366.00 (+8.14%) Homeowner's exemption
2025	$2,188.00 (+0.83%) Homeowner's exemption	$231,400 (+25.01%) Land $27,900 Building $203,500	$231,400 (+25.01%) Land $27,900 Building $203,500
2024	$2,170.00	$185,100 (+9.07%) Land $34,600 Building $150,500	$185,100 (+9.07%) Land $34,600 Building $150,500
2022		$169,700 Land $39,500 Building $130,200	$169,700 Land $39,500 Building $130,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: T-Mobile.

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