2213 Ensign St, Duluth, MN 55811 Property Records

St. Louis County property record for 2213 Ensign St, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,454 sqft · built 1928
Lot Size	0.298 acres (13,000 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Jan 2022)
Tax Bill	$4,114 (2026)
Deeds & Mortgages	Jul 2023 Mortgage Jan 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-4550-00940`

Property Details

APN / Parcel Number

Primary APN	`010-4550-00940`
Alternative APN	`1124895`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,454 sqft Gross Area
1st Floor Area	1,454 sqft
Basement Area	250 sqft
Finished Basement	250 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Lot Area	13,000 sqft (0.298 acres)
Garage Type	Basement

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	42 sqft
Deck Area	Deck Area
Storage Building	160 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1124895
Street Address	2213 ENSIGN ST
City	DULUTH
State	MN
Zip	55811-3006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 19 AND 20 SERIAL #
Legal Subdivision	WEST END CENTRAL DIV OF DULUTH
Legal Block	4
Legal Lot Number	19-20
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	4
Census Block	4009
Census Tract	2300

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2213 ENSIGN ST, DULUTH, MN 55811-3006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Deed of Trust, Mortgage · FHA Mortgage DHI MORTGAGE COMPANY LTD
Jan 13, 2022	Affidavit of Death of Joint Tenant, Transfer
Jan 20, 2022	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 13, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2022 · Amount on Record
Deed Sale	Jan 20, 2022 · Amount on Record
Prior Sale	Jan 11, 2022 · Amount on Record
Deed Document Number	20221052440
Prior Transfer Date	Dec 13, 2021
Prior Transfer Doc	0001050796
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2213 ENSIGN ST, DULUTH, MN 55811-3006
Transaction Type	Mortgage
Record Updated	Aug 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2213 ENSIGN ST, DULUTH, MN 55811-3006

Mortgage

Document Number	0001070591
Date	Jul 27, 2023
Instrument	1070591

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Feb 1, 2052

January 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	Jan 13, 2022
Property Address	2213 ENSIGN ST, DULUTH, MN 55811-3006
Document Number	0001052157
Instrument Date	Jan 12, 2022
Instrument	1052157
Transaction Type	Transfer
Record Updated	Feb 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1425 CURLEW AVE APT 1, 1, NAPLES, FL 34102-3497

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 20, 2022
Property Address	2213 ENSIGN ST, DULUTH, MN 55811-3006
Document Number	0001052440
Instrument Date	Jan 11, 2022
Instrument	1052440
Transaction Type	Transfer
Record Updated	Feb 25, 2022
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TTL CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2213 ENSIGN ST, DULUTH, MN 55811-3006

Mortgage

Document Number	0001052441
Date	Jan 20, 2022
Instrument	1052441

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

December 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	Dec 13, 2021
Property Address	2213 ENSIGN ST, DULUTH, MN 55811-3006
Document Number	0001050796
Instrument Date	Dec 6, 2021
Instrument	1050796
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,114.00 (+7.36%)
2025	$3,832.00 (+5.8%)	$306,300 (+9.9%) Land $32,300 Building $274,000	$306,300 (+9.9%) Land $32,300 Building $274,000
2024	$3,622.00	$278,700 (+10.55%) Land $40,200 Building $238,500	$278,700 (+10.55%) Land $40,200 Building $238,500
2022		$252,100 Land $45,800 Building $206,300	$252,100 Land $45,800 Building $206,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: T-Mobile.

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