2221 Waterloo Pl, Denison, TX 75020 Property Records

Grayson County property record for 2221 Waterloo Pl, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	2,388 sqft · built 2016
Lot Size	0.239 acres (10,454 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,844 (2024)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D023 3473004`

Property Details

APN / Parcel Number

Primary APN	`D023 3473004`
Alternative APN	`368429`

Interior

Building Area	2,388 sqft Living Area
Gross Area	2,937 sqft
1st Floor Area	2,388 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Lot Area	10,454 sqft (0.239 acres)
Lot Dimensions	132 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	549 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	235 sqft
Utility Building	117 sqft

Location & Zoning

Account Number	368429
Street Address	2221 WATERLOO PL
City	DENISON
State	TX
Zip	75020-5726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERLOO EST REPLT OF REPLT LT 1-5 & 12 LT 13-16 BLK 35, BLOCK 1, LOT 4, ACRES .2400
Legal Subdivision	WATERLOO EST REPLT OF REPLT LT 1-5 & 12
Legal Block	1
Legal Lot Number	4
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	3
Census Block	3009
Census Tract	800

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2221 WATERLOO PL, DENISON, TX 75020-5726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2020	Warranty Deed, Transfer QUICKEN LNS
Sep 1, 2017	Warranty Deed, Transfer FIRST UNITED BK
Mar 1, 2017	Vendor's Lien, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2021
Deed Sale	Aug 20, 2021
Prior Sale	Mar 1, 2017
Deed Document Number	142-21-163873
Prior Transfer Date	Jun 25, 2020
Prior Transfer Doc	2020-00015637
Record Updated	Jun 8, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Jun 25, 2020
Property Address	2221 WATERLOO PL, DENISON, TX 75020-5726
Document Number	0000015637
Instrument Date	Jun 25, 2020
Instrument	15637
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	GRAYSON COUNTY TITLE COMPANY, GRAYSON COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2221 WATERLOO PL DENISON TX 750205726, DENISON, TX 75020-5726

Mortgage

Document Number	15638
Date	Jun 25, 2020
Instrument	15638

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Sep 1, 2017
Property Address	2221 WATERLOO PL, DENISON, TX 75020-5726
Document Number	0000019488
Instrument Date	Aug 25, 2017
Instrument	19488
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2221 WATERLOO PL DENISON TX 750205726, DENISON, TX 75020-5726

Mortgage

Document Number	19489
Date	Sep 1, 2017
Instrument	19489

Lender

Name	FIRST UNITED BK
Type	Bank
Address	DURANT, OK 74701

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%

March 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Mar 1, 2017
Property Address	2221 WATERLOO PL, DENISON, TX 75020-5726
Document Number	0000004099
Book / Page	5956 / 00774
Map Reference	VOL 22 PG 53
Instrument Date	Feb 24, 2017
Instrument	2017-00004099
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2544 FM 902, SHERMAN, TX 75090-5681

Mortgage

Document Number	0000004100
Date	Mar 1, 2017
Instrument	2017-00004100

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$457,029 (+10.49%) Land $82,276 Building $375,162	$457,438 (+10.59%) Land $82,276 Building $375,162
2024	$3,844.00 (+5.58%)
2023		$413,642 Land $75,690 Building $337,952	$413,642 Land $75,690 Building $337,952
2022	$3,641.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2015–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: TekWav, Verizon.

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