2131 Waterloo Pl, Denison, TX 75020 Property Records

Grayson County property record for 2131 Waterloo Pl, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	2,612 sqft · built 2017
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Tax Bill	$6,475 (2024)
Deeds & Mortgages	Dec 2017 Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D023 3473007`

Property Details

APN / Parcel Number

Primary APN	`D023 3473007`
Alternative APN	`368432`

Interior

Building Area	2,612 sqft Living Area
Gross Area	3,406 sqft
1st Floor Area	2,612 sqft
Utility Area	559 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	204 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	794 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	275 sqft

Location & Zoning

Account Number	368432
Street Address	2131 WATERLOO PL
City	DENISON
State	TX
Zip	75020-5710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERLOO EST REPLT OF REPLT LT 1-5 & 12 LT 13-16 BLK 35, BLOCK 1, LOT 7, ACRES .4000
Legal Subdivision	WATERLOO EST REPLT OF REPLT LT 1-5 & 12
Legal Block	1
Legal Lot Number	7
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	3
Census Block	3009
Census Tract	800

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2131 WATERLOO PL, DENISON, TX 75020-5710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2017	Deed of Trust, Mortgage INDEPENDENT BK
Oct 24, 2017	Warranty Deed, Transfer CALIBER HM LOANS
Mar 24, 2017	Warranty Deed, Transfer INDEPENDENT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2023
Deed Sale	Jul 27, 2023
Deed Document Number	142-23-133054
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	2131 WATERLOO PL, DENISON, TX 75020-5710
Document Number	0000028531
Instrument Date	Dec 11, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4577 THERESA DR DENISON TX 750202922, DENISON, TX 75020-2922

Mortgage

Document Number	0000028531
Date	Dec 13, 2017
Instrument	28531

Lender

Name	INDEPENDENT BK
Type	Bank
Address	SHERMAN, TX 75091-0788

Agreement

Amount	Amount Recorded

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Oct 24, 2017
Property Address	2131 WATERLOO PL, DENISON, TX 75020-5710
Document Number	0000023546
Instrument Date	Oct 20, 2017
Instrument	23546
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2131 WATERLOO PL DENISON TX 750205710, DENISON, TX 75020-5710

Mortgage

Document Number	23547
Date	Oct 24, 2017
Instrument	23547

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2047

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Mar 24, 2017
Property Address	2131 WATERLOO PL, DENISON, TX 75020-5710
Document Number	0000006141
Book / Page	005970 / 000789
Instrument Date	Mar 22, 2017
Instrument	6141
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	RED RIVER TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4577 THERESA DR DENISON TX 750202922, DENISON, TX 75020-2922

Mortgage

Document Number	6142
Date	Mar 24, 2017
Book Page	005970/000794
Instrument	6142

Lender

Name	INDEPENDENT BK
Type	Bank
Address	SHERMAN, TX 75091-0788

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$547,501 (+9.14%) Land $103,673 Building $466,792	$570,465 (+13.72%) Land $103,673 Building $466,792
2024	$6,475.00 (-23.42%)
2023		$501,645 Land $82,067 Building $419,578	$501,645 Land $82,067 Building $419,578
2022	$8,455.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2015–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: TekWav, Verizon.

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