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2221 Spring Lake Cir, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2221 Spring Lake Cir, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,171 sqft · built 1986
Lot Size1.07 acres (46,609 sqft)
OwnerIndividual Name on Record
Last Sale$560,000 (Apr 2021)
Tax Bill$4,473 (2025)
Deeds & MortgagesApr 2021 Sale
Flood ZoneZone AE (high risk)
APN96860

Property Details

APN / Parcel Number

Primary APN96860
Alternative APN
  • 082631396200010080

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,171 sqft Heated Area
Gross Area3,587 sqft
1st Floor Area2,171 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area46,609 sqft (1.07 acres)
Lot Dimensions367 ft deep x 127 ft wide
Garage TypeFinished
Garage Area728 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area634 sqft
Deck Area516 sqft
Boat AccessBoat Access
Boat House240 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number96860
Street Address2221 SPRING LAKE CIR
CitySAINT CLOUD
StateFL
Zip34771-8856
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOAE1
Legal DescriptionLIVE OAK SPRINGS PB 2 PG 291 LOT 8
Legal Range31E
Legal Township26S
Legal Section08
Legal SubdivisionLIVE OAK SPRINGS
Legal Tract3962
Legal Block1
Legal Lot Number8
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1009
Census Tract43301

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2221 SPRING LAKE CIR, SAINT CLOUD, FL 34771-8856
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 19, 2021 · Amount on Record
Deed SaleApr 19, 2021 · Amount on Record
Deed Document Number2021059259
Deed Book / Page5938 / 2972
Record UpdatedJun 8, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 19, 2021
Property Address2221 SPRING LAKE CIR, SAINT CLOUD, FL 34771-8856
Document Number0059382972
Book / Page5938 / 2972
Map ReferenceMB 2 PG 291
Instrument DateApr 15, 2021
Instrument2021059259
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
Tax$3,920.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2221 SPRING LAKE CIR, SAINT CLOUD, FL 34771-8856

Transferred To (Grantee/Buyer)

NameVerified Name
Address2221 SPRING LAKE CIR, SAINT CLOUD, FL 34771-8856

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,473.00 (+9.04%) Homeowner's exemption$302,298 (+5.99%)$437,000 (+17.57%) Land $125,000 Building $312,000
2023$4,102.00 (+4.06%) Homeowner's exemption$285,223 (+3%)$371,700 (+12.6%) Land $92,000 Building $279,700
2022$3,942.00 Homeowner's exemption$276,916$330,100 Land $92,000 Building $238,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation66.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 173 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 71% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless		5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000

May also be available: CenturyLink, Verizon.

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