2219 Spring Lake Cir, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2219 Spring Lake Cir, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,260 sqft · built 1987
Lot Size	1.3 acres (57,064 sqft)
Owner	Individual Name on File
Last Sale	$790,000 (Aug 2025)
Tax Bill	$5,399 (2025)
Deeds & Mortgages	Aug 2025 Sale Aug 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`96859`

Property Details

APN / Parcel Number

Primary APN	`96859`
Alternative APN	`082631396200010070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,260 sqft Heated Area
Gross Area	3,284 sqft
1st Floor Area	1,984 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	57,064 sqft (1.3 acres)
Lot Dimensions	435 ft deep x 131 ft wide
Garage Area	816 sqft

Exterior Amenities

Pool Area	450 sqft
Porch	Enclosed Porch
Porch Area	1,300 sqft
Deck Area	510 sqft
Fence	Fence
Shed	1 Shed
Shed Area	240 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	96859
Street Address	2219 SPRING LAKE CIR
City	SAINT CLOUD
State	FL
Zip	34771-8856
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIVE OAK SPRINGS PB 2 PG 291 LOT 7
Legal Range	31E
Legal Township	26S
Legal Section	08
Legal Subdivision	LIVE OAK SPRINGS
Legal Tract	3962
Legal Block	1
Legal Lot Number	7
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1009
Census Tract	43301

Owner

Source: Osceola County records · APN 96859

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2219 SPRING LAKE CIR, SAINT CLOUD, FL 34771-8856
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2025	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Aug 19, 2021	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINT MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 22, 2025 · Amount on Record
Deed Sale	Aug 22, 2025 · Amount on Record
Prior Sale	Aug 19, 2021 · Amount on Record
Deed Document Number	0068392294
Deed Book / Page	6839 / 2294
Record Updated	Jun 08, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 22, 2025
Property Address	2219 SPRING LAKE CIR, SAINT CLOUD, FL 34771-8856
Document Number	0068392294
Book / Page	6839 / 2294
Map Reference	MB 2 PG 291
Instrument Date	Aug 22, 2025
Instrument	2025105771
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$5,530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1405 BEECHWOOD DR, SAINT CLOUD, FL 34772-7595

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2219 SPRING LAKE CIR, SAINT CLOUD, FL 34771-8856

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 19, 2021
Property Address	2219 SPRING LAKE CIR, SAINT CLOUD, FL 34771-8856
Document Number	0060261919
Book / Page	6026 / 1919
Map Reference	MB 2 PG 291
Instrument Date	Aug 18, 2021
Instrument	2021129357
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2491 YELLOW BRICK RD, SAINT CLOUD, FL 34772-7844

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2219 SPRING LAKE CIR, SAINT CLOUD, FL 34771-8856

Mortgage

Document Number	0060261920
Date	Aug 19, 2021
Instrument	6026/1920

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,399.00 (+8.74%) Homeowner's exemption	$366,581 (+5.99%)	$443,100 (+17.69%) Land $125,000 Building $318,100
2023	$4,965.00 (+3.87%) Homeowner's exemption	$345,874 (+3%)	$376,500 (+12.12%) Land $92,000 Building $284,500
2022	$4,780.00 Homeowner's exemption	$335,800 Land $92,000 Building $243,800	$335,800 Land $92,000 Building $243,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	66.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 173 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 in force
Nearby Flood Claims	14 (1987–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022, river or lake flooding, Hurricane Ian
Claims By Storm	Hurricane Irma, Sep 2017 · 8 claims

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 28% of Florida
Wildfire Likelihood	About 1 in 654 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 223 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Fiber	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Spectrum, Lumen Technologies, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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