Galveston County property record for 2220 Ruby Dr, Texas City, TX 77591
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,593 sqft · built 2015 |
| Lot Size | 0.139 acres (6,072 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,868 (2024) |
| Deeds & Mortgages | Feb 2024 Mortgage Aug 2023 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 5674-0006-0025-000 |
| Primary APN | 5674-0006-0025-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,593 sqft Living Area |
| 1st Floor Area | 1,661 sqft |
| 2nd Floor Area | 932 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 6,072 sqft (0.139 acres) |
| Garage Area | 429 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 45 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R610453 |
|---|---|
| Street Address | 2220 RUBY DR |
| City | TEXAS CITY |
| State | TX |
| Zip | 77591-1407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PEARLBROOK SEC 3 (2016) ABST 180, BLOCK 6, LOT 25, ACRES 0.139 |
| Legal Subdivision | PEARLBROOK SEC 3 (2016) ABST 180 |
| Legal Block | 6 |
| Legal Lot Number | 25 |
| Jurisdiction | GALVESTON TX |
| Township / Civil Division | TEXAS CITY-LEAGUE CITY |
| Census Block Group | 3 |
| Census Block | 3068 |
| Census Tract | 721902 |
Source: Galveston County records · APN 5674-0006-0025-000
Assessment roll updated July 25, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2220 RUBY DR, TEXAS CITY, TX 77591-1407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 29, 2024 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Aug 17, 2023 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Jan 10, 2022 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Jul 27, 2018 | Loan Modification, Mortgage US BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 07, 2016 |
| Deed Sale | Jan 07, 2016 |
| Deed Document Number | 2016001256 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALVESTON TX |
| Property Address | 2220 RUBY DR, TEXAS CITY, TX 77591-1407 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2220 RUBY DR, TEXAS CITY, TX 77591-1407 |
| Document Number | 0000008835 |
|---|---|
| Date | Feb 29, 2024 |
| Instrument | 2024008835 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jan 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALVESTON TX |
| Property Address | 2220 RUBY DR, TEXAS CITY, TX 77591-1407 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2220 RUBY DR, TEXAS CITY, TX 77591-1407 |
| Document Number | 0000039059 |
|---|---|
| Date | Aug 17, 2023 |
| Instrument | 2023039059 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 305 Months |
| Due | Jan 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALVESTON TX |
| Property Address | 2220 RUBY DR, TEXAS CITY, TX 77591-1407 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2220 RUBY DR, TEXAS CITY, TX 77591-1407 |
| Document Number | 0000001662 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 2022001662 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jan 01, 2049 |
| Index | 3-Year TN |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GALVESTON TX |
| Property Address | 2220 RUBY DR, TEXAS CITY, TX 77591-1407 |
| Document Number | 0000048713 |
| Instrument Date | Jul 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Title Company | SERVICELINK LOAN MOD SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 2220 RUBY DR TEXAS CITY TX 775911407, TEXAS CITY, TX 77591-1407 |
| Document Number | 0000048713 |
|---|---|
| Date | Aug 13, 2018 |
| Instrument | 48713 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 12, 2048 |
Source: Galveston County records · Assessment roll updated July 25, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Galveston County |
| Municipality | Texas City |
| Unified School District | Dickinson Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $281,000 (-21.72%) Land $22,770 Building $258,230 | $281,000 (-21.72%) Land $22,770 Building $258,230 | |
| 2024 | $5,868.00 (+19.29%) | ||
| 2023 | $358,960 Land $22,770 Building $336,190 | $358,960 Land $22,770 Building $336,190 | |
| 2018 | $4,919.00 |
Source: FEMA National Flood Hazard Layer, Galveston County (48167C), as of June 28, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481677219023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 181 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 181 in force |
| Nearby Flood Claims | 14 (2008–2024) |
| Claims Outside the SFHA | 9 of 14 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Moderate above 50% of the US · lower than 75% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: RTA of America.
Based on FCC filings for 250 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system TX0840008, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF TEXAS CITY serves 61,541 people |
|---|---|
| Water Source | Purchased surface water from GULF COAST WATER AUTHORITY TX CITY |
| Last State Inspection | Feb 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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