Pierce County property record for 22209 48th Ave E, Spanaway, WA 98387
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.75 ba · 1,808 sqft · built 1978 |
| Lot Size | 0.262 acres (11,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,000 (Jul 2001) |
| Tax Bill | $5,398 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Nov 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 781631-0-640 |
| Primary APN | 781631-0-640 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,808 sqft Living Area |
| Gross Area | 616 sqft |
| 1st Floor Area | 1,024 sqft |
| Upper Floors Area | 784 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 11,400 sqft (0.262 acres) |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 22209 48TH AVE E |
|---|---|
| City | SPANAWAY |
| State | WA |
| Zip | 98387-6030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | SECTION 12 TOWNSHIP 18 RANGE 03 QUARTER 43 SOUTHWOOD THIRD ADD DIV # 1: SOUTHWOOD THIRD ADD DIV # 1 LOT 64 SE-12-18-03E OUT OF 4/6 SEG K-0257 MN |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 12 |
| Legal Subdivision | SOUTHWOOD THIRD ADD DIV # 1 |
| Legal Lot Number | 64 |
| Legal Unit | 1 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | TACOMA |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 71414 |
Source: Pierce County records · APN 781631-0-640
Assessment roll updated July 15, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22209 48TH AVE E, SPANAWAY, WA 98387-6030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 05, 2026 | Deed of Trust, Mortgage · FHA Mortgage CHICAGO TITLE COMPANY |
| Nov 09, 2023 | Deed of Trust, Mortgage · Line of Credit HARBORSTONE CU |
| Nov 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage BANNER BANK |
| Oct 08, 2020 | Deed of Trust, Mortgage · VA Mortgage MUTUAL/OMAHA MTG LLC |
| Feb 20, 2019 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING |
| Apr 03, 2018 | Deed of Trust, Mortgage · VA Mortgage BBMC MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 30, 2001 · Amount on Record |
| Deed Sale | Jul 30, 2001 · Amount on Record |
| Deed Document Number | 2001695 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | May 05, 2026 |
| Property Address | 22209 48TH AVE E, SPANAWAY, WA 98387-6030 |
| Document Number | 0000000276 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 2026276 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 22209 48TH AVE E, SPANAWAY, WA 98387-6030 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000276, |
|---|---|
| Date | May 05, 2026 |
| Instrument | 2026276 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 307 Months |
| Due | Dec 01, 2051 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 22209 48TH AVE E, SPANAWAY, WA 98387-6030 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2023 |
| Title Company | PUGET SOUND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0011090117 |
|---|---|
| Date | Nov 09, 2023 |
| Instrument | 202311090117 |
| Name | HARBORSTONE CU |
|---|---|
| Type | Credit Union |
| Address | MCCHORD AFB, WA 98438 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 08, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 22209 48TH AVE E, SPANAWAY, WA 98387-6030 |
| Transaction Type | Mortgage |
| Record Updated | Dec 06, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0011220315 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 202111220315 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Address | WALLA WALLA, WA 99362 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 22209 48TH AVE E, SPANAWAY, WA 98387-6030 |
| Document Number | 2010220627 |
| Instrument Date | Oct 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 06, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 22209 48TH AVE E SPANAWAY WA 983876030, SPANAWAY, WA 98387-6030 |
| Document Number | 2010220627 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 202010220627 |
| Name | MUTUAL/OMAHA MTG LLC |
|---|---|
| Address | SAN DIEGO, CA 92108 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 21, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 22209 48TH AVE E, SPANAWAY, WA 98387-6030 |
| Document Number | 1903010368 |
| Instrument Date | Feb 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 22209 48TH AVE E SPANAWAY WA 983876030, SPANAWAY, WA 98387-6030 |
| Document Number | 1903010368 |
|---|---|
| Date | Mar 01, 2019 |
| Instrument | 201903010368 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 28, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 22209 48TH AVE E, SPANAWAY, WA 98387-6030 |
| Document Number | 1804090316 |
| Instrument Date | Apr 03, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 22209 48TH AVE E SPANAWAY WA 983876030, SPANAWAY, WA 98387-6030 |
| Document Number | 1804090316 |
|---|---|
| Date | Apr 09, 2018 |
| Instrument | 201804090316 |
| Name | BBMC MTG |
|---|---|
| Type | Mortgage Company |
| Address | LOMBARD, IL 60148 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 08, 2048 |
Source: Pierce County records · Assessment roll updated July 15, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Unified School District | Bethel School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $460,600 (+0.3%) Land $168,900 Building $291,700 | $460,600 (+0.3%) Land $168,900 Building $291,700 | |
| 2025 | $5,398.00 (+4.82%) | $459,200 (+3.84%) Land $174,100 Building $285,100 | $459,200 (+3.84%) Land $174,100 Building $285,100 |
| 2024 | $5,150.00 (-2.66%) | $442,200 (-4.47%) Land $171,500 Building $270,700 | $442,200 (-4.47%) Land $171,500 Building $270,700 |
| 2023 | $5,291.00 | $462,900 Land $171,500 Building $291,400 | $462,900 Land $171,500 Building $291,400 |
Source: FEMA National Flood Hazard Layer, Pierce County (53053C), as of February 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530530714143, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 212 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system WA5382844, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTHWOOD private · serves 64,155 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2021 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures