22120 48th Ave E, Spanaway, WA 98387 Property Records

Pierce County property record for 22120 48th Ave E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1978
Lot Size	0.296 acres (12,870 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Jul 2023)
Tax Bill	$4,241 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Nov 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`781631-0-800`

Property Details

APN / Parcel Number

Primary APN	`781631-0-800`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	1,540 sqft
1st Floor Area	1,056 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1993
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	12,870 sqft (0.296 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	22120 48TH AVE E
City	SPANAWAY
State	WA
Zip	98387-6064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	SECTION 12 TOWNSHIP 18 RANGE 03 QUARTER 43 SOUTHWOOD THIRD ADD DIV # 1 L 80 OUT OF 4/6 SEG K-0257 MN
Legal Range	03
Legal Township	18
Legal Section	12
Legal Subdivision	SOUTHWOOD THIRD ADD DIV # 1
Legal Lot Number	80
Legal Unit	1
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	3
Census Block	3009
Census Tract	71414

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22120 48TH AVE E, SPANAWAY, WA 98387-6064
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Line of Credit KITSAP CU
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 27, 2023	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 2, 2020	Deed of Trust, Mortgage · VA Mortgage FLORIDA CAP BK
Feb 11, 2020	Deed of Trust, Mortgage · VA Mortgage FLORIDA CAP BK
Apr 21, 2018	Deed of Trust, Mortgage · VA Mortgage PACIFIC HM LNS
Apr 10, 2017	Deed of Trust, Mortgage · VA Mortgage SUN WEST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2023 · Amount on Record
Deed Sale	Jul 27, 2023 · Amount on Record
Prior Sale	Oct 16, 2015 · Amount on Record
Deed Document Number	2023131
Prior Transfer Date	Sep 20, 2013
Prior Transfer Doc	0000000133
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	22120 48TH AVE E, SPANAWAY, WA 98387-6064
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006280494
Date	Jun 28, 2021
Instrument	202106280494

Lender

Name	KITSAP CU
Type	Credit Union
Address	BREMERTON, WA 98337

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	Jun 28, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	22120 48TH AVE E, SPANAWAY, WA 98387-6064
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011180785
Date	Nov 18, 2021
Instrument	202111180785

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jul 27, 2023
Property Address	22120 48TH AVE E, SPANAWAY, WA 98387-6064
Document Number	0007270131
Map Reference	MB 51 PG 11&12
Instrument Date	Jul 24, 2023
Instrument	202307270131
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,800.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22120 48TH AVE E, SPANAWAY, WA 98387-6064

Mortgage

Document Number	0007270132
Date	Jul 27, 2023
Instrument	202307270132

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	22120 48TH AVE E, SPANAWAY, WA 98387-6064
Document Number	2012151035
Instrument Date	Nov 2, 2020
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22120 48TH AVE E SPANAWAY WA 983876064, SPANAWAY, WA 98387-6064

Mortgage

Document Number	2012151035
Date	Dec 15, 2020
Instrument	202012151035

Lender

Name	FLORIDA CAP BK
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	22120 48TH AVE E, SPANAWAY, WA 98387-6064
Document Number	2002180399
Instrument Date	Feb 11, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	THURSTON COUNTY TITLE COMPANY, THURSTON COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	22120 48TH AVE E SPANAWAY WA 983876064, SPANAWAY, WA 98387-6064

Mortgage

Document Number	2002180399
Date	Feb 18, 2020
Instrument	202002180399

Lender

Name	FLORIDA CAP BK
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 17, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	22120 48TH AVE E, SPANAWAY, WA 98387-6064
Document Number	1804270472
Instrument Date	Apr 21, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	22120 48TH AVE E SPANAWAY WA 983876064, SPANAWAY, WA 98387-6064

Mortgage

Document Number	1804270472
Date	Apr 27, 2018
Instrument	201804270472

Lender

Name	PACIFIC HM LNS
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2048

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	22120 48TH AVE E, SPANAWAY, WA 98387-6064
Document Number	1704190001
Instrument Date	Apr 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE OFS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	22120 48TH AVE E SPANAWAY WA 983876064, SPANAWAY, WA 98387-6064

Mortgage

Document Number	1704190001
Date	Apr 19, 2017
Instrument	201704190001

Lender

Name	SUN WEST MTG
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2047

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$365,400 (+4.85%) Land $174,000 Building $191,400	$365,400 (+4.85%) Land $174,000 Building $191,400
2025	$4,241.00 (+3.64%)
2024	$4,092.00 (-1.85%)	$348,500 (-3.62%) Land $176,800 Building $171,700	$348,500 (-3.62%) Land $176,800 Building $171,700
2023	$4,169.00	$361,600 Land $176,800 Building $184,800	$361,600 Land $176,800 Building $184,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

22120 48th Ave E, Spanaway, WA 98387 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on 48th Ave E

Nearby Streets

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